UOB Bank Credit Card - V1 | V1

New Requirement for UOB Credit Cards Annual Fee Waiver.

Classic : Need to swipe total 60 times.

Platinum : Need to swipe minimum 1 time per month AND spend RM36K or RM60K depending on Card Type.


Click here to UOB Official Credit Card Site.

Click here to download UOB Bank Credit Card Application form in pdf for ALL type of credit cards.

Click here to UOB One Card webpage for more information.

Highlights of UOB One Card

1. Annual Income Requirement RM24K for Classic Card and RM36K for Platinum Card.
2. Cash Back Mechanism
a. 5% Cash Rebate for petrol [capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month.]
b. 5% Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets
c. 2% Cash Rebate for Guardian, Caring Pharmacy and Watsons pharmacies
d. 2% Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant [capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month.]
e. 2% Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) [capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month.]
f. 0.3% Cash Rebate on all other spending.


UOB One Card Auto Annual Fee Waiver
Annual fee will be waived perpetually with minimum cumulative 60 transactions per year
for UOB ONE Classic Card/ 12 transactions and cumulative RM36,000 spend per year for UOB ONE Platinum Card.

Click here to read Gen-X article on UOB One Card - 5% Cash Back For Petrol Is Great..
In this article Gen-X prepared a table comparing OCBC Titanium MasterCard vs. Citibank Platinum Cash Back vs. Maybankard 2 Cards vs. UOB One Card.



Highlights of UOB Preferred Platinum Visa and MasterCard

1. Annual Income Requirement RM70K
2. 5X UNIRinggit for transactions in Singapore and Overseas Transactions 2X UNIRinggit.
3. The Preferred Platinum offers Complimentary access to 7 Plaza Premium Lounge {Kuala Lumpur International Airport (KUL), Low Cost Carrier Terminal (LCCT), Senai International Airport, Johor (JHB), Langkawi International Airport (LGK), Penang International Airport (PEN), Kota Kinabalu International Airport (BKI) and Kuching International Airport (KCH)}
* One (1) complimentary access to Plaza Premium Lounge every month [For principle Cardmembers who swipes at least once a month in the last three (3) calendar months.]
* 50% off the published rates : For supplementary Cardmembers and accompanying guests.

4. Complimentary Green Fees at participating Golf Clubs.
5. SMART$ Cash rebate program. Click here to see places you can earn SMART$ Cash.

Annual fee will be waived perpetually with minimum 12 transactions and cumulative RM60,000 spend per year for UOB Preferred Plat.

Click here to read Gen-X article on UOB Preferred Platinum Card.


Highlights of UOB Lady's Card
1. Annual Income Requirement RM24K for Classic Card and RM36K for Platinum Card.
2. Wonderful Wednesdays - free one for one movie ticket at Cathay Cineplexes and Theobrama Chocolate Lounge.
3. 2X UNIRinggit for Overseas Transactions and 5X UNIRInggit with Club 21 (Armani Exchange, Calvin Klein, Marc Jacobs, DKNY and etc).
4. Discount at many outlets like Hush Puppies, Bonita, Carlo Rino, Che Che, Dance Shop and etc.

Click here to read my review on UOB Lady's Card - Men Can't Have It.
Other Info Relating to UOB Credit Cards

1. Click here to UOB site to read more on SMART$ Cash Rebate.

2. UOB Privilege Banking Visa Infinite Credit Cards offers unlimited free access to LCCT & KLIA Plaza Premium Lounge and worldwide too.
Click here to read Gen-X article comparing UOB Visa Infinite versus other Premier Credit Cards.

UOB Credit Cards earns you unlimited 5% SMART$ Cash at Coach. Click here to read more and also what credit cards are accepted at Coach for installment plans.

Click here to read my article UOB Bank Credit Cards - Why You Force Me To Beg You?

This post has been edited by ronnie: Sep 12 2013, 12:07 AM

Current Promotions - View All





This post has been edited by ronnie: Sep 1 2013, 11:19 PM

They still offer complimentary PPL access but with certain conditions:
http://www1.uob.com.my/personal/cards/cred...d_platinum.html

Thanks ronnie. I am sure you will do a better job than me updating the latest news on UOB credit cards.

I thought I should re-quote part of voscar's earlier post here in case anyone missed in V1.

Just received SMS from 66300

UOB Cards: WIN RM1k Parkson Vouchers EVERY month!
Spend RM800 per month, every RM100=1 x entry.
Spend above RM1.5k, every RM100 = 5x entries!
1st Sept until 30th Nov. T&C

Benefit for those who are always shopping on Parkson, but need to spend quite lot of money

I received a similar message but deleted it after realizing it is not worth it.

New Requirement for UOB Credit Cards Annual Fee Waiver.
Classic : Need to swipe total 60 times.
Platinum : Need to swipe minimum 1 time per month AND spend RM36K or RM60K depending on Card Type.

The above sums up about all there is to this card.

going to cut it if there's a need for annual fee.

Wow, you guys dem rich to swipe RM36K on your credit card per annum.

RM60K / RM5K per month on cc, that is like the salary of 80% of salaried MY workers.

not quite on the spot.
this only means the bank set ridiculous T&C

I use classic card. Just 60 times per year only. I less than half year already exceeds the requirements.

Half Year already > RM36K or RM60K.

For RM36K in 6-mths or RM72K per year, I say

For RM60K in 6-mths, means a year u spend RM120K through CC, I , really elite Boss

This post has been edited by cfa28: Sep 3 2013, 07:14 PM

Haha. I think you misunderstood already. Classic card no need min spend. Just 60 transactions only.

my one card plat GST due this month and my Visa infinite AF /GST due Dec 2013.

I called to cancel my one card, few days later received a call fr CS offering me CB RM100 for GST for both cards, and also AF waiver for both cards. I asked only for the UOB one card which payment is due now, but they waived for me also the VI payment due in Dec 2013.

With just 1 condition - swipe one time for each card within 30D after that phone call. any amount.

AF for VI is RM1200, if not waived sure will cut. Good only for its 3 years Priority Pass .

^ Good offer and service ! You must be their VIP client

OIC, you are refering just to number of swipes, yes, then I agree, just pump petrol every week and eat out on weekend already almost 24 swipes a month. Thought you were referring to value of swipes.

I went to UOB branch to register online banking and set SMS alert. The CS requested to have my IC photocopied for the SMS alert. I declined and she got agitated.

This post has been edited by Human Nature: Sep 4 2013, 07:39 PM

I think should be normal process to have a photocopy of IC, right?

I remember she requested for it from me as well when go to branch register for SMS alert that time.

It is not stated as a requirement on the form.

she's just flirting. go for the kill!

Haha, can see she is annoyed dy. Seriously they don't need an IC copy for this.

Just download from UOB website and fax to them, BUT previously the fax number listed in the website/form wsa incorrect. Suggest you call CS for latest number to fax over.

Good info. Didn't know about the fax form, CS said need do at branch only. Already done it at the bank

Is it really have to go branch only can create the online account?

So time wasting and the nearest UOB branch to my area is quite far.

Supposedly you can do it once you have the t-pin delivered to you, but you still need to find UOB's atm

Oh Bro, I just reread your post, my reply is for SMS Alert only.

I don't remember receiving the T-pin, can i request from CS? Then if I have time only go the ATM to activate

Hehee, your reply is spot on. CS told me I need to go to the branch for SMS alert If only i know about the form earlier.

You need to call CS to get it mailed to you.

If you do it at the branch, no T-Pin is required. You will be asked to key in 7 digits (temporary) on the spot.

Hi Ronnie,

What is means by credit card repayment 1%?

Then, no need online banking purposes laa.. Simple thing takes less than 5 minutes, it's normal procedure. Next time u want to open an account there, they wont ask anymore.

What normality are you talking about?

CIMB, MBB, RHB, OCBC does not require a photocopy of IC for SMS alert. I am also confident that my request for the SMS alert will be successful without furnishing the photocopy of my IC

To open an online banking, they just need my IC to be inserted to the card reader + thumbprint verification. No photocopy too.

My one card is almost a year , can i request for credit limit increase? And also card is damage but not the chip , this damage wont cause anything right cox the black line damage too behind the card

CL increase request can be done anytime if your income has increased from the last time they did credit assessment on you. Just submit your latest proof of income and they will assess again how much more CL to give you.

Maybe a bit Difficult to Increase your CL coz You got 2 Late Payments before with Outstanding Balance ...
Unless, You Must Submit Your Latest Income (3 months) with BIG Salaries Increment to Bank

As for Card Replacement, They Will Charge $50 for on NEW Replacement Card if the Card still can Use (the Chip still Function-able)
But, If Card Totally Can Not Read... the Bank will Free of Charge Replace for You....

This post has been edited by fly126: Sep 7 2013, 02:11 AM

Hmm salary now more thn the time i apply so i wan to try ... I try apply increase on their website means in our personal internet banking . No one call me up.... Or should i bring my document to the bank straight

That one is Temp. Increase CL in Online Banking not Permanent Increase CL You should call Customer Service ask them whether can Fax Your Salaries Doc to them or Submit It by Walk In to Bank ...

This post has been edited by fly126: Sep 6 2013, 03:14 AM

so troublesome?!

ever time I receive SMS promotion such as spend 50 to join the lucky draw contest. but I required to reply with SMS to them. do this SMS sending chargeable?

standard telco rates may apply.

I've used my VOX card last month and spend it online for some purchase of RM190 through paypal. My statement date was 23rd.

Normally when will the cash rebate being given? end of last month or end of this month instead?

If the accumulated cash rebate given for the month is RM5 or more, the cash rebate will be credited in the current month and reflected in the following month’s Statement of Account. If the accumulated cash rebate given for the month is less than RM5, such amount will be brought forward to the following month for accumulation.

Can Refer to,
UOB VOX CARD TERMS AND CONDITIONS: http://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf

yup, i saw the TnC. Hence from my understanding it should be given to me already. If so I only need to pay my statement amount minus the cash rebate if so.

yup, i saw the TnC. Hence from my understanding it should be given to me already. If so I only need to pay my statement amount minus the cash rebate if so.

the rebate will be given either by end of this month or beginning of next month. rebate is calculated on calendar month basis. now the min spending to get the 5% rebate is RM50 IINM

I achieved the min spending of RM50. I used my card for a transaction of RM190 online at early aug and my statement is 23rd.

From the tnc, it says as long you hit the RM5 min cash rebate, it will shown in your account at end of the month.

Unfortunately, I don't have UOB online account so I can't check whether is it been transacted or not.

In fact I plan to just pay my outstanding amount if my rebate is given to me as I plan to cancel the card already due to so many changes in their TnC

i got paid even when my accumulated rebate was less than RM5. as i have said, you will get your rebate by end of this month or beginning on next month. may not inside your sept statement

How u guys receive the CC statement? Is the postal being delivered promptly?

now it is all e-statement, i think you may opt for paper statement, not sure if any charges

I called UOB CS last month and requested that I still want paper statement to be sent to me (or else I'll forget to pay my bills, haha). She did not mention about any fees and I did get my Statement early this month (my Statement Date is near end of month).

This post has been edited by Gen-X: Sep 13 2013, 09:26 AM

where can I check my e-statement?

uob personal internet banking, login from uob website. you need an id and password. if you don't have, refer few pages back on how to get an id and password

their sales executive offered me for signing one platinum card and preferred platinum card, both under 1 account.

one platinum card for cash rebate, preferred platinum card for points and access to premium lounge.

requirement for one platinum is RM36k, while preferred platinum is only RM48k?

Sounds legit? Anyone kindly advise?

What do you mean by under one account?

Fyi, GST per card is RM50

Refer to the website for the accurate income requirement and other T&C
http://www1.uob.com.my/personal/cards/cred...d_platinum.html

He says everything is waived, i dont have to pay any cent

Ask what are the conditions ie. spending or number of swipes requirement

who says? sales executive's words are not binding.
Read their T&C instead.

no black and white? maybe he just say for his own commission.

Dear all, the 5% rebate at GSC is only for purchasing at ticket counter or online?

Over the Counter Only...
b. 5% Cash Rebate on all spending at Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets....

http://www1.uob.com.my/webpages/oneCard/pdf/TnC_oneCard.pdf

This post has been edited by fly126: Sep 18 2013, 12:36 AM

Yes, back in August I purchased my tickets online and the 5% reflected in my statement. Pretty surprising for me tho.

so what about now? online purchase or at the counter?

Purchase Over the GSC Counter with 100% Confirm 5% Off...

And u can get another 5% smart cash as well.

Gd morning guys.. Yesterday, I wanted to pay petrol via cc but declined. Later checked that my combined available limit is insufficient. How to resolved it? Can anyone advise me?


Combined Credit Limit (RM)
5K

Current Balance (RM)
3.5+K

Combined Available Limit (RM)
* 14.19

Authorised Balance (RM)
1.4+K

What is the difference between UOB's :
1. Preferred Platinum
2. (Visa) Infinite
Thanks.

the Main Difference two of the Cards:
UOB VISA Infinite Membership Open Only for UOB Privilege Customer (With min. RM500K Minimum Initial Deposit)... Automatically will get Invitation from Bank
Whereas, Preferred Platinum You can get It with Income (Requirement) RM70k a Year....

This post has been edited by fly126: Sep 20 2013, 12:27 PM

You have Maxed up Your Credit Limit 5k (3.5k+ 1.4k= 4.9K Your Authorized Bal.+ Outstanding Bal.) Remainder CL can be use RM100
the Pre-Authorized Amount for Petrol Usually is $200 so You have short of RM100 for Petrol Fueling....
You need to Pay Off some of Your Outstanding Balance before You can use Your CC again....

with so many T&C
why UOB cards?

But I've paid a total of ~rm1k earlier this month and another 1k last week.. How long does it take for it be cleared?

All the All Bank CC are like that not Only UOB, When U Max-up the CL Definitely Can Not Use the Card already coz No Credit in the Card

Immediately,They will Update your Account After You have Bank-in, are You Sure with that...???
Btw, If You have any Inquiry of Your Account You can just call CS to Find Out...

but after the 2k payment did u swipe another 2k?

No, I didnt swipe anymore afterwards. Anyway, went to uob ystrdy to clear things up. Didnt wanna waste time, so I settled all outstanding balances.. Hmm really gotta control usage and always check status. Is there any UOB apps in appstore / playstore?

nobody could confirm if the GSC 5% rebate is available for online purchase?

ask them to increase CL la.

You think so Easy to Request the Bank to Increase the Credit Limit, You Need Salary Income Full Documentation to do It & subject to Bank Approval...

Guys usually how long it takes for UOB to approve and send me the card after receiving all my documents?

At least, need 10 Working Days

I successfully requested increase in CL just by sending them a letter.
Din ask me for salary slips etc

I want to ask, it there anyway I can cancel my payment?

Nope, only walk-in

Can I terminate my UOB one card since I got my OCBC Titatnium already? I have my UOB card not more than 1 month

Yes, but since you have paid the GST, might as well keep it until just before the next anniversary. Might come handy.

This post has been edited by Human Nature: Sep 26 2013, 04:50 PM

Hi all, wanna ask a question here. Last month my bill statement was RM1072.68, I had paid RM750 so it left RM322.68...but this month bill statement it charge me RM14.42...I tot the interest charge every month is 1.5%??

I have a question.

Lets say the principal card is UOB Lady's Card. Where supplementary card only available to female?

If the supplementary card is for a male, I think he will be given another card, like the One card. Can't imagine a guy pulling out a Lady's Card lol

But the form there stated supplementary card will be issue the same card as principal.

Very likely the supp holder has to be a female too. Contact CS to confirm

Voscar, go upgrade your One classic to platinum la......higher benefits and more gaya

Nowadays, don't you realise that all new cash rebate card also mentioned that they do not offer anymore annual fee waiver???

HL WISE - You need to use min 10 times x RM50 = RM500, still they will charge you RM300.

CIMB cash back - annual fee RM190

StandChart JustOne - You need to spend a min of RM1,000 to enjoy the 15% petrol cash back (Only petrol, others no cash back). Their annual fee is a whooping RM250 leh.

Called to ask for cancellation. They proceed by blocking my card and said that they will contact me again within a week. Still waiting..

Thanks to the rebate revision I don't have much reason to continue this card anymore... Since they charging me GST. Stick with Amex for now...

that's why ocbc titanium is so hot.

No calls from UOB. Guess they're not offering me the RM50 rebate.

how to ask a RM36k income ppl holding an one platinum card to spend RM 36k per year in order to get annual fee waive??!