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Credit Cards UOB Credit Card V2

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Human Nature
post Jun 20 2014, 12:01 AM

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QUOTE(victorywp @ Jun 19 2014, 11:59 PM)
what's the description for both respectively?
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ACQUISITION CASH BACK OFFER
GST CASH BACK

2 months apart
Human Nature
post Jun 20 2014, 01:07 PM

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QUOTE(whitesabre @ Jun 20 2014, 01:04 PM)
Haha I believe you got this acq cash back on your UOB Vox card right?
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Nope, not VOX. You faced the same thing bfore?
Human Nature
post Jun 20 2014, 02:38 PM

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QUOTE(cfa28 @ Jun 20 2014, 02:17 PM)
refer to your statement.

Should have a standard clause that says

"Unless notified within 10-days, this statement shall be deemed to be correct"

Shoot it back to them
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Good point.

Cant find the clause at the statement. Only from the customer side:

NOTE: The entries and balances shown above will be considered correct unless you notify UOB Call Centre at 03-26128 121 (Kuala Lumpur), 04-2401 121 (Penang), 07-2881 121 (Johor Bahru), 082-287 121 (Kuching), 088-477 121 (Kota Kinabalu) or email uobcustomerservice@uob.com.my for any discrepancies within 14 days from the statement date.
Human Nature
post Jun 20 2014, 02:43 PM

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QUOTE(cfa28 @ Jun 20 2014, 02:41 PM)
should argue that it is binding on both side.

Banks always have unfair clauses in all their Accounts
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let's wait for their reply first biggrin.gif

This post has been edited by Human Nature: Jun 20 2014, 05:53 PM
Human Nature
post Jun 23 2014, 08:49 PM

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Unable to retrieve the monthly statement since last Friday. System error.
Human Nature
post Jun 24 2014, 02:59 PM

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Found this at the latest monthly statement:

QUOTE
Please be informed that as GST will be implemented on 1 April 2015, the existing terms and
conditions for all credit cards and personal loan products, accounts and/or services ("T&Cs")
will be amended with effect from 1 July 2014.
The amended T&Cs will be available at www.uob.com.my from 10 June 2014 or at branches
from 1 July 2014.

Human Nature
post Jun 24 2014, 03:46 PM

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QUOTE(whitesabre @ Jun 24 2014, 03:34 PM)
GST for now = Govt Service Tax
GST nxt year = Goods and Service Tax
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i know, but what are the changes? cant seem to find any significant ones
Human Nature
post Jun 24 2014, 06:06 PM

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QUOTE(whitesabre @ Jun 24 2014, 05:53 PM)
That's different. The mechanism of GST applies on Goods and Services. Using the credit card is part of a service provided by the bank. The bank charges service revenue, not goods revenue. Swiping the card number of times is a service.

My only guess is two. One, charge 6% on top of final balance. Or two, charge 6% on top of the number of use, meaning for eg, one swipe is Rm5 or so. Not sure la. Just hope something good instead of the shit RM50
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Lol, that will be crazy la.
Human Nature
post Jul 3 2014, 03:05 PM

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QUOTE(ate @ Jul 3 2014, 02:18 PM)
just got my card but i misplaced my letter, must have left it at my village. Do they give out the temporary internet pin on the letter?any one know how to get a temporary internet pin easily?

they told me to go to the bank in key in my credit card atm pin no but as i recall i never gave any pin no on the application form.
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banks will never send the card together with the pin. go to any uob branch and get the officer to create a pin for you.
Human Nature
post Jul 10 2014, 04:38 PM

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QUOTE(Human Nature @ Jun 19 2014, 05:17 PM)
I am kind pissed with UOB. Previously I received RM50 + RM50, one is for GST offset and another I thought is a retaining offer. Today I found that they reversed the RM50.
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QUOTE(Human Nature @ Jun 20 2014, 12:01 AM)
ACQUISITION CASH BACK OFFER
GST CASH BACK

2 months apart
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Some update on this issue.

So I made a request to the bank reverse the reversal but it was refused. I escalated the matter to Bank Negara and today I received a call from the bank that I will receive a credit of RM50 in my account in the next month's statement.
Human Nature
post Jul 10 2014, 06:59 PM

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QUOTE(LightningZERO @ Jul 10 2014, 06:14 PM)
Actually, I wonder if this will get us unofficially 'blacklisted' by the bank? I mean, the bank might put us in the list of "potential trouble makers who know how to complain to BNM" and probably will have to think more before approving our application for account loan etc.
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there are always other banks smile.gif
Human Nature
post Jul 10 2014, 06:59 PM

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QUOTE(LightningZERO @ Jul 10 2014, 06:14 PM)
Actually, I wonder if this will get us unofficially 'blacklisted' by the bank? I mean, the bank might put us in the list of "potential trouble makers who know how to complain to BNM" and probably will have to think more before approving our application for account loan etc.
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there are always other banks smile.gif
Human Nature
post Jul 11 2014, 02:21 PM

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QUOTE(my40789 @ Jul 11 2014, 02:19 PM)
Is online transaction consider as a "swipe"?
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Generally yes
Human Nature
post Aug 3 2014, 12:40 AM

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QUOTE(fkinmeng @ Aug 2 2014, 11:37 PM)
just want to ask, where to find my bill number for tenaga nasional?

i want to pay using uob pay online, but the new electricity bill format don't have bill number?
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Bill 8 digits number after the 14 digits account number below car code

you are welcome sleep.gif
Human Nature
post Aug 5 2014, 06:13 PM

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QUOTE(Romeo Loh @ Aug 5 2014, 05:42 PM)
Yo guys~~ I accidently applied for the UOB One Card in the last PC Fair in Mid Valley, now I got the card with the Credit Limit of RM15,000..
What the heck was that, why is it so high??
I planned to cancel it, seems not much benefits, despite the 5% cash back...
The AF are RM68 only? Does anyone know how to waive that??

on the other hand, even if the AF can be waive, I wish to cancel it as well coz of the GST RM50...
Reason: I now having HSBC Gold, CitiBank CLEAR + Airasia Gold, HLB GSC+WISE, MayBank 2Kard Gold, and S.Chartered Worldmiles, so it's totally 9 cards... GST per year will be ...gosh!
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i don't understand how can one accidentally apply for a card...and you are are already aware of GST.
Human Nature
post Aug 7 2014, 03:02 PM

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QUOTE(kuai_chai @ Aug 7 2014, 02:38 PM)
hi,
anyone done any bookings with www.agoda.com/uobmy?
the price of some hotels look same without booking through the website.
may i know how to know whether the hotel is eligible for discount or not?
i saw there is this 'Promotion Eligible' when clicking into the hotel, but the price is same as without going thru the website.
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try to key in your CC number and your name..and see if the price changes
Human Nature
post Aug 25 2014, 09:59 PM

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QUOTE(XCloudz @ Aug 25 2014, 09:36 PM)
I mean if i do not want the card and did not activate it, still need to pay the GST? When i apply it end of last year to replace my ocbc titanium...but did not receive any application status, then i decided switch to HLB wise already...

Now tot of using as backup but it seem up to middle of the month the petrol cash back quota already finished...
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you made a mistake in not terminating your application. to answer your question, you need to check with the bank on what is their policy for non-activation cases.
Human Nature
post Sep 8 2014, 11:42 PM

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Agoda 8% promo:

http://www1.uob.com.my/webpages/edm/august..._agoda_web.html
Human Nature
post Sep 9 2014, 10:52 AM

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QUOTE(l3iTi @ Sep 9 2014, 10:48 AM)
so tricky... they don't even state the cutoff date is when....
My statement Cutoff date is 24th of the mth, and below is what I noticed on my petrol rebate...

26 - Jul --> No rebate ( PETRONAS)
30 - Jul --> No rebate (SHELL)
31 - Jul --> No rebate ( PETRONAS)
08 - Aug --> No rebate ( PETRONAS)
13 - Aug --> Got rebate (BHP)
21 - Aug --> Got rebate (BHP)
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that is terrible..might as well just use maybank 2 card
Human Nature
post Sep 10 2014, 12:30 AM

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QUOTE(berdorki @ Sep 10 2014, 12:14 AM)
Anyone booked through agoda on wednesday and got the 10% rebate?

Seems like the final price i need to pay is without the 10% discount. @@
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try key in your card number and name, see if the displayed price change or not

This post has been edited by Human Nature: Sep 10 2014, 12:30 AM

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