can already

the 5% SMART rebate from BHP finish used up the quota?

Yesterday i go pump petrol...get 0 rebate for SMART...
Or is it due to my normal cash rebate for fuel also already max out?

my 2nd year is coming near the corner..

i called to the cc and he said the gst rm50 must be paid by smart cash rebate only..
if not enuff then i need to pay it..
im not going to use my smart cash rebate for it, so im planning to use all my smart cash rebate for petrols and then give it a call to cancel the card if they insist for me to pay the gst rm50...
then, after cancellation is done, i'm going to reapply this card again to get the free gst again..

can this be done? any comments? haha..

for what? I juz swiped in Sushi Tei half hour ago .. the receipt there still got write the amount?

LOL 6k salary apply UOB One Card for what? Go get Citibank Cashback Platinum card. Only RM40k annual salary. Exactly same features like UOB, albeit with more merchant partners, plus ONLY INDIVIDUAL cap for petrol pump cashback of RM50 per month, RM1,000 worth of petrol pump.

UOB One lousy, individual cap of RM300 for classic, RM500 for platinum. Lousy part, UOB comes with nationwide cap of RM900,000 cashback. Once people use up, u won't get any cashback. Citiback Cashback plat don't have such limit, thus good for users.

If I were you, I will use Citibank. I'm using UOB now coz of low salary level. Once my salary reach that stage, byebye to UOB and welcome Citibank.

i already requested to cut... if they credit back the rm50 gst to me, maybe i will continue to use it... for a while... lol... 

in fact, i called after anniversary.
at first, i asked for gst and annual fee waiver.
they waived the annual fee but not the gst.
then i paid the gst and all the outstanding balance and cancelled it.

Tried & Worked Method - Call to Cancell and uob will offer you AF waiver and 50rebate for GST later.

UOB online banking is pretty pathetic. TAC number usually take ages to arrive often more than 30 mins after logging off. If it does arrive on time there will usually errors in downloading eStatements with error code like "%not pdf" file or something like that. If I request for a hard copy instead it warns you that there will be a RM6 charge. Anyone faces the same problem?

just wait for your af to appear first... if not appear, just forget it... 

morning i called up uob and ask waive gst but cannot...immediately i req for cancelation, then within 2 min...operator told me they will offer me rm50 pay back but need swap 3 times in 30days

if you still have installment with them, you are tied up with them and unable to cancel your cc. so the bank won't offer you this...

I wont use my smart cash for the GST. I rather use up the Smart Cash 2 months before, then 1 month before due,  call to cancel. Direct waiver.

he can't because he was tied up with monthly installments with uob.

this is the problem of having those EPP with banks, you have no bargain power to ask them waive GST since your installment plan is still tied with them.  Early settlement may cost you RM50 penalty, you may as well pay the GST right?

Citibank has those Samsung phones 36 months installment plan with SenQ some time ago, it sounds good that you can pay off over a 3 year period but bear in mind that there is an extra RM150 to pay for. I think not everyone counts like me but I put it into consideration too

sigh then have to cancel the card... but if cancel less than 6months the salesman still get his comm? or they already get comm upon card approval?

sj0217 Happy Birthday to You

nice birthday tag on sj0217. 

sj0217 Hapi Birthday

unbelievable right? but it's true...

yes, if you have a lot of smart$, then it is worth to redeem at sushi tei at this moment. but if your smart$ is not much, then not that worth. you only get back twice the amount of smart$ you redeem at sushi tei, not the whole bill.