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Credit Cards UOB Credit Card V2

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fkinmeng
post Mar 10 2014, 02:17 PM

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QUOTE(beyond86 @ Mar 10 2014, 12:02 PM)
Thanks.
UOB One Card will be my replacement for OCBC Tit
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why not citibank cash back? hmm.gif
fkinmeng
post Mar 11 2014, 10:34 AM

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didn't managed to get waiver or cash rebate for gst. sad.gif

anyone managed to do so for one card platinum?
fkinmeng
post Mar 12 2014, 04:10 PM

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yesterday i called uob to ask about smart rebate, because some shops are listed in the smart rebate redemption place, but the shop itself not aware of such offer.

the CS said that we can pay first with the card, and call back CS to ask them to manually rebate it.
fkinmeng
post Mar 17 2014, 10:38 AM

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QUOTE(sevendogz @ Mar 14 2014, 04:49 PM)
I sent UOBP3 to uob get the sms back saying the be the first 1k customers to spend minimum amount on uob card to get a free PowerBank.
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i didnt get the sms! vmad.gif
fkinmeng
post Mar 17 2014, 01:24 PM

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QUOTE(sevendogz @ Mar 17 2014, 11:22 AM)
I also didn't receive the sms but you try send them the code, and you'll get what i get.
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send the code to?
fkinmeng
post Mar 17 2014, 03:10 PM

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QUOTE(sevendogz @ Mar 17 2014, 01:26 PM)
66300
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done. brows.gif thanks.
fkinmeng
post Mar 19 2014, 04:58 PM

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QUOTE(whitesabre @ Mar 19 2014, 03:55 PM)
Haha I already said i'm the last collected the rebate. A partial of my last transaction got rebate. But I wonder if anyone else get partial rebate for their last transaction. Care to share here? If yes, then we can complain because it's IMPOSSIBLE 2 person get partial rebate. My last transaction is 15th Mar 2014
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only 15th but already finish allocation, sad. sad.gif
fkinmeng
post Mar 19 2014, 10:02 PM

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QUOTE(whitesabre @ Mar 19 2014, 07:56 PM)
No choice. Actually UOB One cashback credit card is the best petrol cashback in the credit card line, albeit some stupid limitation such as capped 45k. Even Hong Leong mach requires RM50 per transaction, and 10 swipes a month (every swipe RM50 above) to be entitled to 10%. Lousiest, you nid to swipe accurately RM500 coz the max cashback a mth is RM50. Citibank Shell credit card also pretty stupid coz only at shell and has a catch where other retail transactions determine your petrol cashback limit.

For those of us in the poor line, UOB is the best we can afford. CIMB Petronas Gold is better, however 5% on the 1st week and 2% for subsequent weeks. If you average out, you get lesser than 5%, around 3% max. UOB is good altho they don't rebate you after 45k capped, your average sure 3% (Based on RM150 per month, my car Perodua Viva). Added to the UOB Smart Cash 2% at BHP(after 30 April), cashback still consider higher.

As such, UOB is more efficient for those of us who don't own a big car and can't afford to pump full tank above Rm100 (split RM50-RM50 for 2 swipes)
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but citibank cash back also 5% for petrol, similar to uob.

just that need accumulate rm50 to receive cash back.
fkinmeng
post Mar 19 2014, 10:11 PM

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QUOTE(kuai_chai @ Mar 19 2014, 10:10 PM)
UOB now has 5% cashback (first 20 days of the month i assume) + 5% smart rebate (capped at rm400 i heard) at BHP.. so it's still 10% cashback if u count carefully..
however the 5% smart rebate will be over after 30 april.. so till then.. earn as many rebates as we could smile.gif
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sometimes not easy to find bhp, but yeah 10% overall is good.
fkinmeng
post Mar 19 2014, 10:23 PM

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QUOTE(fly126 @ Mar 19 2014, 10:11 PM)
So, Which One Better...???
CT Cash Back Plat. OR UOB One Card & Which Card You Will Take... ???  hmm.gif
I Would Like Know Also... brows.gif
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i would take citibank, because for petrol cash back it's better than uob for now.

how often would 1 pump bhp anyway? unless bhp is nearby.
fkinmeng
post Mar 26 2014, 02:37 PM

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so if i buy something from Lazada worth RM100, it minus RM25 so i pay only RM75 or i get RM25 off for next purchase? hmm.gif
fkinmeng
post Mar 26 2014, 02:46 PM

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QUOTE(victorywp @ Mar 26 2014, 02:45 PM)
it says input the code during checkout, means direct deduct.
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lol thanks. actually i saw that, but sometimes, you never know.
fkinmeng
post Mar 27 2014, 02:35 PM

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QUOTE(cybpsych @ Mar 27 2014, 01:08 PM)
agree, really no worth it. rather they give lower cb % than having a limited cb quota to give out among all their customer base.
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later they really reduce the cb %, then how? cool2.gif
fkinmeng
post Apr 22 2014, 10:58 AM

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i just received my statement, and instead of rm12 rebate, i only received rm6 rebate. sad.gif
fkinmeng
post Apr 22 2014, 06:42 PM

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QUOTE(zero5177 @ Apr 22 2014, 05:43 PM)
Yes... this rules imposed since February where if the total cash rebate amount for the bank reached its cap, the rest of the petrol pumped for that month will not entitle for the rebate.

So now, for petrol we are controlled by this 2 rules
1. Max Cash rebate only RM15(In other words, RM300 of petrol pumped)
2. If UOB reached its petrol cash rebate cap for the month, the rest of the user will not get petrol rebate until next calendar month.
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not going to renew this card anymore, stupid policy.
fkinmeng
post Apr 22 2014, 11:56 PM

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QUOTE(victorywp @ Apr 22 2014, 07:05 PM)
don't have to wait til renewal time, just cancel now. i'm considering to cancel soon.
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just paid gst, and still have smart cash rebate, keep it first lo until the next cycle.
fkinmeng
post Apr 23 2014, 03:05 PM

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QUOTE(fly126 @ Apr 23 2014, 01:21 AM)
Just do it...
they just retain me with $50 GST after I request to cancel My Card (2nd Year)... brows.gif 
They have sms-ed beg ME to retain the Card later retention dept called back offer $50 GST Waiver, with No T&Cs... icon_rolleyes.gif
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you higher spender? they didn't offer to pay for my gst. mad.gif
fkinmeng
post Apr 23 2014, 03:18 PM

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QUOTE(victorywp @ Apr 23 2014, 03:16 PM)
you need to pay the rm50 gst first, then request to cancel the card.
then wait for them to retain you and refund you the rm50 gst.
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what if suddenly they don't want to retain me? unsure.gif

then i have to stay lo. blush.gif
fkinmeng
post Apr 23 2014, 05:48 PM

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QUOTE(zero5177 @ Apr 23 2014, 04:26 PM)
Im gonna try this next time... by the way I think if more customers find out this limitation on petrol rebate, I believe many will plan to cancel it... in the end still losing their hard earned customers
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well, ocbc did it, so now uob want to follow. sleep.gif
fkinmeng
post Apr 24 2014, 02:31 PM

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QUOTE(jwwc @ Apr 24 2014, 01:50 PM)
Wait...Citi Clear card doesnt offer cashback no?
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think is typo

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