i used to sign up when the person called me few years ago.
but when i received the policy, i cancelled it straight away (within 14 days as per t&c) as i found that i don't need it actually.

why don't you just put CXXXXX CXXXXX?

yes, we do have a choice of what name to be printed (even if that name is not in your nric).

smart$ at bhp is for long term, but 5% smart$ at bhp is for limited time. then will back to 2% after april 2014.

received this promotion too. at least this is not a contest with certain allocation for first come first serve.

This post has been edited by victorywp: Feb 28 2014, 04:52 PM

you may check the whole merchant list here: http://www1.uob.com.my/webpages/SmartCash/merchant.htm

yes, 60 times with no minimum.

rm68 for classic, rm168 for platinum.

just call to waive it then...

yes, certain merchant have different pricing for cash, cc payment, and cc 0% installment.
so usually they will ask how do you want to pay and then only give you the best price.
cash can go lowest, followed by cc 3 % higher than cash price, and cc 0% installment 5% higher than cash price.

but usually they will start with the 5% higher price which is for 0% installment.
if you don't bargain, then that's it = you may pay with 0% installment or cc payment or cash.

but if you bargain with them, they will lower down for you but mention that you cannot use 0% installment.
and if you still bargain with them, then they will go lowest to cash price and mention that you cannot use cc for payment.

so basically you won't know (and think that it's 0% installment) if you don't actually bargain or negotiate the price with them in the first place.

This post has been edited by victorywp: Mar 4 2014, 05:01 PM

it's printed in the statement.

uob cc charges one of the highest conversion rate for overseas transaction.
not so recommended to use in overseas if you have other cc.

last time i used ocbc and uob in singapore.
comparing both ocbc vs uob exchange rate from sg to rm has a very significant gap (although both are sg banks).
some said aeon cc has good/lower exchange rate.

don't worry, if you go through automated fuel dispenser, you will get the smart$ just that it's slower.

you are not alone! i bought vouchers like you at rm500 + rm300 but did not get either!

jusco supermarket? that promo was meant for supermarket only. only the recent promo for departmental.

i just pmed you the agent...

uob revised so many t&c for their cc starting 2014...

yes, some workers/staffs of certain shops were not aware about the smart$. however, you will earn the smart$ automatically when they swipe your uob cc in their uob terminal, unless they have another cc terminal and they swipe wrongly to it. if this were the case, calling uob cs will not be able to manually rebate it too.