all the while smart$ for bhp has a limit of rm400 per cc account.

you may check this pdf posted at uob website since 2012 https://www1.uob.com.my/webpages/SmartCash/pdf/petrol.pdf

no, the smart$ really has the rm400 limit on it all the while since 2012.
only in the recent past few months when the promo of 5% smart$ was on-going, this limit was was temporarily not applicable. after the promo ended and the smart$ went back to 2%, the limit is back again.

yes, very worth to redeem one especially for the 599 points. i redeemed one already when the offer was up.

i not sure the offer is until when.
actually i thought already ended until you brought this up again.
because i felt like i redeemed it very long ago already. 
it's good for 599 points because 550 points equals rm5 bhp petrol.
so that show bag only cost around rm5.45 if you redeem with 599 points.
big enough for a pair of shoe or 2 bottles of 100plus 1.5 litre. the quality not bad.

here's the photo...
[attachmentid=4019693]

last time i redeemed the pillow blanket too. 
that one after first week release, already no stock although the offer was up to a month.
then after few months they re-offered the pillow blanket again because of the overwhelmed response during the first release.

ACQUISITION CASH BACK OFFER
GST CASH BACK

2 months apart

Nope, not VOX. You faced the same thing bfore?

yup, very easily fade off. 

Found this at the latest monthly statement:

i know, but what are the changes? cant seem to find any significant ones

when you purchase goods or services, you have already paid gst. How are they going to charge you gst on your outstanding balance?

interest is most likely won't have gst, not sure bout other fees such as late payment fees

In general, banks and financial institutions provide financial services and are exempted from GST; however fee-based services will be subjected to GST.

Credit, Debit or Charge Card

In a typical card operation there are three parties involved as shown in Diagram 1 below:



The 1st arrangement involves the bank and the customer in which the bank charges an annual subscription fee for usage of the card and an interest for the granted credit. The annual subscription fee is subject to GST while the interest charged is not subject to GST.

The 2nd relationship is between the retail outlet and the customer. The retail outlet sells goods to the customer for which he will charge GST on the sale of the goods in the normal manner.

The 3rd relationship is between the bank and the retail outlet. Bank pays the retail outlet for the goods purchased by the customer after deducting the merchant discount commission. If the retail outlet is a merchant for the bank, the bank will charge rental for the usage of payments terminals and is subject to GST
at standard rate. Merchant discount commission is subject to GST at a standard rate.

Read this Commercial Banking GST Guide

GST Industry Guides: http://gst.customs.gov.my/en/rg/Pages/rg_ig.aspx

yup... i say i would cancel coz it quite stupid that other banks can waive but UOB cant... he just kept saying "sorry this year no waiver"... ask the reason he also dunno...

but not sure when to cancel best... coz kinda waste my 50 bucks for govt tax and need to pay the 168 to clear balance... the 168 is charged for previous year or coming 12 months? if coming then maybe i cancel by dec since 50 bucks gov tax is for 1 year...

thanks for the info... guess i'll cancel year end then...

Man, that really sucks...

Ah well, as long as we cancel we no longer have to pay for the annual fee is it? But GST still will kena?

uob sucks services until today they not yet fix the problem

http://uppix.com/f-digi53b8e4390016efd9.jpg

Just gotten the UOB Cards. Usually in which month, the GST RM50 will be waived? 2nd, 3rd month?

What is the benefit of Ladies Cards?

Feel like just wanna cancel it.

It was the credit card agent that keep pushing me to sign for UOB One Card and Ladies Card. And ask me to retain them so that he can get commission.

Yup. But waive also waive first year only. No point to keep for 2nd year.

can i just email to uobservices@uob.com.my using the application form to get my tpin no?

this is such a hassle.

Hi all, this is my first credit card so I'm a bit clueless. Regarding the 3 swipes to cancel the RM50 gst, is it only applicable to 'physical' swipes? Or does online shopping count as one of the 3 swipes?

Thanks!