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Credit Cards UOB Credit Card V2

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victorywp
post Jan 29 2014, 10:26 PM

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QUOTE(sj0217 @ Jan 29 2014, 08:33 PM)
The promotion for win a Honda Jazz car has been ended on 23 Jan.

Result will be release soon ??? see got chance to win BHP voucher or not...  flex.gif
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hey, you should aim big for jazz, give way for me for bhp vouchers. LOL!
victorywp
post Jan 30 2014, 04:56 PM

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QUOTE(davidlow7 @ Jan 30 2014, 04:31 PM)
I've never been hardworking enough to manually jote down every detail but I do check the statements to re-verify..

The only issue I face with the cashback is the 2% smart rebate in BHP. Sometimes the machine just does not work and the 2% smart cash rebates does not appear in the transaction slip. I called in to UOB several times and they said the system would automatically add up later. Hmmm though until now I not sure if it did cause didn't really count.

But can't be bothered too much anymore as Maybank Amex is my main card for petrol, only use UOB during the weekday since its 500 cap is not enough for my Plats.
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the 2% smart$ at bhp is a little bit tricky. if you pump directly at the automated fuel dispenser with your uob cc, then you will get the 2% smart$. if you go inside to pay at the counter, then you need to be sure that the cashier charge your uob cc at the uob terminal/machine. usually bhp has 2 terminals/machines which are uob and affin. if the cashier charged your uob cc to the affin terminal/machine, then you will not get your 2% smart$. i will always remind the cashier to charge my uob cc at the correct terminal especially if the cashier looks blur.
victorywp
post Jan 30 2014, 05:16 PM

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QUOTE(goliath @ Jan 30 2014, 05:10 PM)
Speaking of Smart$, how do I redeem it? Do the BHP cashiers know the process?
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yes, by right they should know the procedures. but sometimes if the staff is just a replacement/temporary staff, he/she may not know the procedures. anyway, usually there should be another senior around, just look for the one.
victorywp
post Jan 30 2014, 05:25 PM

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QUOTE(goliath @ Jan 30 2014, 05:10 PM)
Speaking of Smart$, how do I redeem it? Do the BHP cashiers know the process?
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oh ya, regarding how to redeem smart$ at bhp, you need to pump a minimum rm20.
so let's say if you have accumulated rm1.20 in smart$, so they will charge rm18.80 to your uob cc with rm1.20 directly deducted from you rm20 fuel purchase.
if you have accumulated rm20 or more in smart$, so you no need to pay anything.
victorywp
post Jan 30 2014, 07:16 PM

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QUOTE(xander83 @ Jan 30 2014, 05:37 PM)
let me correct you. you can redeem the smart$ anytime for bhp at any amount subject 2smart$ or more doh.gif doh.gif doh.gif
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no, the minimum stays at rm20 and you need to go inside via the counter.

QUOTE(davidlow7 @ Jan 30 2014, 06:06 PM)
Is it?
What I knew that you still need to go in to pay via counter and have the cashier swipe via the UOB machine. Is there any change of this that I may not known of?
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yes, need to go inside and the cashier swipe via the uob terminal/machine with the minimum of rm20.
victorywp
post Jan 30 2014, 10:05 PM

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QUOTE(davidlow7 @ Jan 30 2014, 09:24 PM)
Yes.. Besides that Maybank also replaces my onecard for my supermarket purchases... Just wait till weekend for the 5% + x5 points

OneCard is for everyday except weekend use
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for me, uob one card and mbb2amex were my secondary cc. for every day use, i'm using hlb wise with 10% on petrol and grocery (2 categories of my choice). when i've max the cash back of rm100, then only i shift to uob one for weekdays and mbb2amex for weekends.
victorywp
post Jan 31 2014, 05:20 PM

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QUOTE(xander83 @ Jan 31 2014, 04:38 PM)
Please do read clause 8 before saying so

Plus i been doing it for the past 10yrs since the card was launched via BHP service counter doh.gif doh.gif doh.gif
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please understand correctly before commenting. minimum rm20 is when you pump bhp petrol using uob cc inside at the counter. not the minimum amount to redeem your smart$.

yes, you can use your smart$ in whatever amount you have accumulated. but you need to pump minimum rm20 at bhp. as i said earlier, if you have accumulated rm1.20, rm18.80 will be charged to your uob cc after deducted the rm1.20 smart$ (meaning successfully redeeming it). if you accumulated rm20 or above, no additional charges to your uob cc.

plus, you are not the only person who has been doing it for the past 10yrs.

This post has been edited by victorywp: Jan 31 2014, 05:24 PM
victorywp
post Jan 31 2014, 05:28 PM

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QUOTE(xander83 @ Jan 31 2014, 04:36 PM)
No both of you are wrong and there no such thing as RM20 min redeemption or purchase and did UOB says so  doh.gif doh.gif doh.gif

Below are T&C from UOB Clause 8

8) No minimum purchase is required for Cardmembers to perform redemption of their SMART$:
a) If the value of the transaction is more or equal to the accumulated SMART$, the Cardmember may redeem the whole, but not part, of the accumulated SMART$ towards full or partial payment of the goods and/or services purchased from the SMART$ merchant. The value of the accumulated SMART$ shall be deducted
from the value of the transaction; the balance (if any) is payable by charging the same to the Cardmember’s Credit Card, and not by cash.
b) If the value of the transaction is less or equal to the accumulated SMART$, the Cardmember shall be entitled to redeem part of the accumulated SMART$ equivalent to the value of the transaction.
c) Purchase may not be made using a partial redemption of SMART$ and the balance by cash. UOBM will not accept any of such SMART$ adjustments or disputes from Cardmembers.
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please let me know which bhp station which allow you to redeem any amount of smart$? i will check with them directly to double confirm it. bcs all the bhp which i been to across malaysia, all have this minimum rm20 thingy.
victorywp
post Jan 31 2014, 05:50 PM

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QUOTE(xander83 @ Jan 31 2014, 05:32 PM)
Try all BHP all across in Peninsular Malaysia.
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please be cooperative. we just need to know which bhp outlet able to do so, so that all may benefit from your information.
victorywp
post Feb 1 2014, 11:27 PM

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QUOTE(endau02 @ Feb 1 2014, 08:06 PM)
i swiped at the fuel dispenser n there is no smart$ record appear. sad.gif
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if you swipe at the automated fuel dispenser, the receipt will will have no smart$ record. however, your monthly statement will have it. if you swipe at the counter, you can see the smart$ value of your current purchase as well as the total accumulated/available smart$ in your receipt.
victorywp
post Feb 1 2014, 11:48 PM

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QUOTE(endau02 @ Feb 1 2014, 11:35 PM)
wah u got experience adey la.
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yes, i always check it. if you pay inside to see the smart$, just remember to remind the staff to swipe at uob terminal and not affin's. otherwise no smart$.
victorywp
post Feb 5 2014, 09:27 AM

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QUOTE(MNet @ Feb 4 2014, 10:25 PM)
it's alright by now... but estatement not available...
victorywp
post Feb 11 2014, 08:06 PM

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QUOTE(ShinG3e @ Feb 11 2014, 07:07 PM)
u guys took the platinum? or the basic?
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i'm holding the platinum.
victorywp
post Feb 11 2014, 09:56 PM

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QUOTE(ShinG3e @ Feb 11 2014, 08:17 PM)
ohhh 168 swipes... haha  laugh.gif
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168 swipes? i worry more on how to achieve the annual expenses of rm36k (to waive the annual fee) since i have to divide my expenses with 7 cc other than uob.
victorywp
post Feb 11 2014, 09:59 PM

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QUOTE(ShinG3e @ Feb 11 2014, 08:17 PM)
ohhh 168 swipes... haha  laugh.gif
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168 swipes? i worry more on how to achieve the annual expenses of rm36k (to waive the annual fee) since i have to divide my yearly expenses with 7 cc other than uob.

This post has been edited by victorywp: Feb 11 2014, 10:04 PM
victorywp
post Feb 11 2014, 10:00 PM

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-double post-

This post has been edited by victorywp: Feb 11 2014, 10:05 PM
victorywp
post Feb 13 2014, 01:40 PM

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QUOTE(Human Nature @ Feb 13 2014, 12:48 PM)
I just received the card retention SMS. If i do not want to accept the offer, I can just ignore it right?

Will there be any notification about the cancellation? The card is no longer shown at the online portal.
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yes, you may just ignore it if you do not want to accept the offer.
victorywp
post Feb 16 2014, 04:47 PM

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QUOTE(kuai_chai @ Feb 16 2014, 04:05 PM)
i just called to confirm with uob CS about the 5% petrol cash rebate 900k limit.
if 900k rebate was already given out in feb, we will have to wait until the first of march to get the rebate again.

now is already 16th feb, i wonder if they have already paid 900k rebate to customers or not... it makes me considering to use another credit card when pumping petrol this month or not... @_@
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for me, i still put the priority on hlb wise to pump petrol. i will only use my uob when my hlb wise cash rebate is maxed.
victorywp
post Feb 16 2014, 11:01 PM

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QUOTE(sj0217 @ Feb 16 2014, 09:16 PM)
Do you mean they are now only offering 900K limit per month for petrol??

If over the limit, no cash rebate will be giving when pump petrol??

Meantime, is this mean the initially plan for 5% petrol rebate is no longer there, but change to 900k limit??
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the current 5% still there. this is special promotion from feb to april 5% in smart$.
victorywp
post Feb 16 2014, 11:03 PM

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QUOTE(ronnie @ Feb 16 2014, 10:53 PM)
I take my words back... You better call UOB to "reconfirm" the cancellation... I got slapped with RM50 GST charge
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since it has been charged, are you going to continue using the cc?

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