ASB have some kind of premium "brand" among people. People look up towards ASB. I expect ASB 2 could be fully subscribe within 1-2 years (take-up rate would be even faster if banks offer ASB 2 Loans)

With this, I don't think anytime soon all those unsold Bumi units in ASW & AS1M would be sold out.

Based on my observation & some research. I managed to come with few conclusion.

1 - AS1M unsold units would be "released" to all
2 - New Amanah Saham with no racial quota
3 - Savings Sukuk with 5% pa
4 - ASM additional unit (Maybe 1 - 2bil with no racial quota)

All these are to "fund" the gomen projects, maybe for the upcoming $ 3B Mega IPO & others

Congrat on the successful transfer
I have done simple calculation for EPF n AS1M
The average past 3 yrs return for EPF:AS1M is 5.98%:6.49%
The diff is 0.51%pa
For every RM10k investments, u will get additional RM51pa or RM4.25pm
Mind to share wat makes u decide to transfer from EPF to AS1M?

exactly why i didn't opt the EPF withdrawal scheme. the hassle of filling in the forms and getting the necessary approvals put me off.

u got good luck



IINM, u can only invest a certain amount from Acc 2. not the total amount of acc2.

let me get this straight:

you mean you can w/draw perpetually as long as your 20% is more than 1,000?

wow... learned something new 
lets's say Mr Ali is 30 yrs old and has 100k in his Acc1 balance (assume his balance is static at this moment)

his mandatory savings = 27k

His eligbility = 73k

thus, in

January he can w/draw 20% of 73k = RM 14.6k

in April, he can w/draw 20% of (73k - 14.6k) = 11.6k

and for the next 3 months:


Withdrawal
Jan 14 14,600
April 14    11,680
July 14 9,344
Sept 14 7,475
Jan 15 5,980
April 15 4,784
July 15 3,827
Sept 15 3,062

am i correct with this understanding?

so i went to ASNB office today for EPF re-investment thingy

bummer. only ASG or ASN products are available - that is variable fund

AS1M quota for EPF reinvestment is sold out

I'll study ASG returns vs EPF dividend this year and see if it is worth the time to reinvest or not

Guys, wanna ask about the ASB overdraft. If I have a ASB loan from RHB amounting for 50K and still paying the monthly installment, does I'm able to use the ASB as collateral for Overdraft?

LTAT has given out a total dividends and bonuses at a rate of 16% or RM818.2mil for its financial year ended Dec 31, 2013 to its eligible members.

such high dividend rate   ASx funds all "lost" the battle to them 

just don't look back, it's already done case. Now just wait for your ASG divvy end next  month 
wait, if I'm not mistaken, your divvy using EPF money would b credited back to EPF account??

if not mistaken, every amount u withdraw including the profit will transfer back to EPF.. nothing will get into your pocket.. i did the same thing, but not ASG..