Is it true that this is the last year for asb loan application?
ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4
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 Oct 3 2013, 08:33 AM
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#1
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang  
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Oct 3 2013, 09:08 AM
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#2
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang
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QUOTE(lucifah @ Oct 3 2013, 08:39 AM) BNM is enforcing a 10-yr tenure limit on personal loan Ok, thanks ASB financing falls under personal loan at worst, new ASB financing loans will not be offered at best, new ASB finaning loans will be offered with the tenure capped to 10 yrs as opposed to 25 - 30 yrs presently   still saving up.. |
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Oct 3 2013, 09:44 AM
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#3
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4,228 posts Joined: Dec 2008 From: Klang
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Say, if I have 20k in my asb, if I take up the loan, how will the payment go?
My initial limit will be 220k? |
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Oct 3 2013, 10:13 AM
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#4
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang
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QUOTE(lucifah @ Oct 3 2013, 10:04 AM) your limit will be 200k. not 220k. So, what's the new balance in my asb book? Do I need to take out the 20k? |
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Oct 3 2013, 10:42 AM
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#5
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4,228 posts Joined: Dec 2008 From: Klang
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QUOTE(Joshua_0718 @ Oct 3 2013, 10:42 AM) My advise is don't take 200k loan but 180k loan. Why 180k?I took 200k loan already and not printed in the book, but a cert. |
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Oct 13 2013, 06:11 PM
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#6
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4,228 posts Joined: Dec 2008 From: Klang
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I asked, maybank islamic asb loan:
1199 monthly (they did a recalculation based on new system, pprt) 25yrs 200k loan BLR 1.65 throughout 25 yrs tenure No exit fee or penalty I have enough for 2 yrs installment, own money. Should I take the loan or not? |
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Oct 17 2013, 08:35 AM
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#7
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4,228 posts Joined: Dec 2008 From: Klang
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QUOTE(mytaffeta @ Oct 16 2013, 02:17 PM) i took asb loan from mbb too.. from what i gathered last time, it is positive given blr stay the same or reduce.. So, it is a good deal yeah? I'm planning to get it.  the accumulated dividend (if not withdraw) is bigger than monthly saving, at same amount.. Waiting for more replies. This post has been edited by solsekuin44: Oct 17 2013, 08:59 AM |
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Dec 3 2013, 12:37 PM
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#8
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4,228 posts Joined: Dec 2008 From: Klang
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Saw this on another forum:
» Click to show Spoiler - click again to hide... « This will cause higher monthly payments, or more dividends?  |
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Dec 3 2013, 05:10 PM
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#9
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang
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QUOTE(acexii @ Dec 3 2013, 02:21 PM) monthly payment will increase, asb dividend control by PNB not maybank. but maybank website still showing the old rate. but sometime this tactic use by banker to accumulate more loan in short time. Last 2 month also said no more asb loan next year but at the end it just a hoax. Just wait & see. I see.. I already got my loan approved last month.  |
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