My mom helped my sis to open ASW2020 when it was launched many years ago. She asked me whether I want an account for myself, I told her just open 1 account, I can share with my sis. We didn't know it's so difficult to top-up later on. Now, even open an account also have to try luck. I'm sooooooo very regret, sighhhhhh.......

that time i was still young, and we didn't know it'll be so difficult to top-up.
anyway, like you said, missed the boat and can't catch anymore.

fortunately, i managed to open accounts for my children and for myself under ASM
never repeat the same mistake

Yeah... learned the lesson the hard way
so I opened individual accounts for my children and myself when we got the chance to get ASM

ya... i'll do that. thanks for the advice.

btw, last time i heard about sukuk. is this similar to all this asnb scheme? but it's just for a short period of time like 3 or 5 years?
or i got the info wrong? please advise? thanks

Yeah, will wait for the next sukuk fund

I'm actually considering SSPN. I know it's launched awhile ago but I haven't made up my mind.
Maybe it's actually a good investment: tax relief and future PTPTN for my children.

But I've invested in UT and i do monthly averaging (is this how u call it?).
Hmm... still thinking still thinking...