That is just not going to happen.

Why? True Story oh, I heard from friends

That's why I said wait for Budget 2014 announcement

This doesn't affect me at all

For me, I better save myself for ASB. Don't want to hutang here and there anymore.
By doing this, at least I have positive cash flows every month.

Sure laor doesn't affect you. All Non-bumi pays Cash Money when investing Amanah Saham
Even if got loans, before the loans are approve fund already sold out

Not everyone like you , Most would take ASB loans to the max

i will.


with all this hoo ha, i thinki have to carry forward my grand plan of withdrawing all ASB balance by january 2014

insted of just earning 8% from ASB dividend on a, let's say, 400k = 32k per year

i can leverage my earning up to 9.6% on the same 400k (excluding interest) = 38.4k per year

okay, good for you

I think you better do it fast, who know our gomen might suspend ASB loans near future. Anything can Happen in BolehLand

I wanna tutup my PL hutang (end of this month) and then my CC hutang (next year april)..
After that left only with my house hutang..

Maybe I'll refinance the house since the BLR-2.4 instead of BLR-1.65 (for ASB loan).. Depends on $$ need next year.. See how it goes..

Any Banks offer loan to non Bumi?

Nope

Only ASB loans

9.6%? Only applicable to Bumi?

yup

excluding the additional 1+% dividend

Bonus ASB?

ah, that's the correct term. dividend. bonus

This post has been edited by lucifah: Sep 24 2013, 07:06 PM

Too much money, don't know which one is Dividend or Bonus

Hi guys, a total newbie here with unit trust fund. Is it any good to invest in it?

With respect to the inflation rate, is it really worth it?

This post has been edited by Johannlo: Sep 24 2013, 07:42 PM

he mentioned that asb loan will be stopped or the term will be shorten to 10 yrs only (personal loan?)

i cant save, so force saving is my only option

Yup
Based on yo understanding, wat is the inflation rate now?