if 7 years didnt update my book, will my account will be terminated? i think i got read about this somewhere but need more confirmation abt this

1st of all, did u receive annual Penyata Pengagihan Pendapatan from ASNB stating baki units selepas pelaburan semula?

if 7 years didnt update my book, will my account will be terminated? i think i got read about this somewhere but need more confirmation abt this

im not sure what are you trying to say haha but i think i dont have it

im not sure what are you trying to say haha but i think i dont have it

I lost my book for 10 years and last year I re-issued it. There were like few hundreds in it and I got dividend for 10 years. Means the account and balance is still there.

what he trying to say is that every year there's annual statement from PNB stating your dividend amount & total units after dividend. They would send it to your registered address when you first open your amanah saham 

Y dun u update yo passbook dis week at ASNB/PM/Banks

ooh that one. hmmm i didnt receive it at all but somehow my parents got it for their own account hmmm

if 7 years didnt update my book, will my account will be terminated? i think i got read about this somewhere but need more confirmation abt this

ASB have some kind of premium "brand" among people. People look up towards ASB. I expect ASB 2 could be fully subscribe within 1-2 years (take-up rate would be even faster if banks offer ASB 2 Loans)

With this, I don't think anytime soon all those unsold Bumi units in ASW & AS1M would be sold out.

Based on my observation & some research. I managed to come with few conclusion.

1 - AS1M unsold units would be "released" to all
2 - New Amanah Saham with no racial quota
3 - Savings Sukuk with 5% pa
4 - ASM additional unit (Maybe 1 - 2bil with no racial quota)

All these are to "fund" the gomen projects, maybe for the upcoming $ 3B Mega IPO & others

Succesfully transfer a  few thousand from EPF Account 1 to AS1M...based from the conversation with the officer, ASNB have locked a few million for the scheme(bumi only as non bumi quota also full)...

next transfer would be in december 2013, have to be quick..next year would be tough as EPF will raise the Basic Savings Amount wef 1 jan 2014

Congrat on the successful transfer
I have done simple calculation for EPF n AS1M
The average past 3 yrs return for EPF:AS1M is 5.98%:6.49%
The diff is 0.51%pa
For every RM10k investments, u will get additional RM51pa or RM4.25pm
Mind to share wat makes u decide to transfer from EPF to AS1M?

Succesfully transfer a  few thousand from EPF Account 1 to AS1M...based from the conversation with the officer, ASNB have locked a few million for the scheme(bumi only as non bumi quota also full)...

next transfer would be in december 2013, have to be quick..next year would be tough as EPF will raise the Basic Savings Amount wef 1 jan 2014

Congrat on the successful transfer
I have done simple calculation for EPF n AS1M
The average past 3 yrs return for EPF:AS1M is 5.98%:6.49%
The diff is 0.51%pa
For every RM10k investments, u will get additional RM51pa or RM4.25pm
Mind to share wat makes u decide to transfer from EPF to AS1M?

ASB loan abolishment was the suggestion from BNM to cut the individual personal loan exposure
the ASB2 was just announced today by PM.
usually PM decision can override BNM decision, as BNM reports to MOF, and Minister of MOF is appointed by PM.

If the person is qualified why not take the opportunity.

The small difference of 0.51%pa also money.  Nowadays every ringgit also counted.  Remember the classic Malay proverb - "sikit sikit lama lama jadi bukit"

epf return is quite unstable, if you look at the historical return rate from 2000 to 2012. it can fluctuate to as low as 4.25%.