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ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4
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davinz18
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Sep 3 2013, 05:13 PM
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QUOTE(hyelbaine @ Sep 3 2013, 05:02 PM) Fundamentally I personally cannot see this happening. None of what used to be normal macro-economic behaviors where gold vs oil vs USD are always either a direct or inverse correlation with each other has been destroyed and thrown out of the window no thanks to the US-FED QE plan to just print money. Gold used to be what investors rush to in flight to safety whenever USD or crude oil goes down but if one is to chart the prices since the 2008 financial crisis, everything is just haywire. Add to that ETFs that take large chunks of gold-related transactions, the basic fundamental of gold demand is just out of sequence with what most people used to believe how gold should behave. Apologies in advance if I confuse anyone  The price is so unpredictable nowadays. See now, already dropped but not so "sharp" unlike in April. Dropped so "sharp" within few days
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davinz18
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Sep 3 2013, 05:17 PM
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QUOTE(smartinvestor01 @ Sep 3 2013, 05:13 PM) Dont worry, as long as you revise your budget, it still can be done.. I am going to revise my budget already.. especially my meals for lunch can revise to be not so costly.. Previously i have such plans but i did not really stick to it, as a result i spend between RM8 and RM10 per meal.. Now, seriously have to sacrifice to downgrade the budget to RM5 per meal, at least save about RM70 per month.. A sacrifice was required to earn passive income, nothing much can be done..  What if the shop increase the food prices (they give logistic cost increase as excuses)? Now rm5/meal increased to rm6? I'm expecting the price of goods & services to increase a bit This post has been edited by davinz18: Sep 3 2013, 05:19 PM
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davinz18
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Sep 3 2013, 05:26 PM
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QUOTE(wil-i-am @ Sep 3 2013, 05:23 PM) Worst case, goes to 1Malaysia People's Menu Still got ah? I tot already dead?
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davinz18
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Sep 3 2013, 06:06 PM
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QUOTE(Ancient-XinG- @ Sep 3 2013, 05:42 PM) there is group of them saying the same thing to me together. that time only me 1 customer. so they attack me lo Next time bring your "Group", so they can "back-up" you when they "attack" Kasi hentam sama dia QUOTE(Ancient-XinG- @ Sep 3 2013, 05:47 PM) lol. pricing drooooooooooooooooooop. lowest to 1.1xx ( last week ) highest to 1.17xx ( Mid july ) That I was saying. We cannot predict the price & it link to bursa malaysia performance
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davinz18
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Sep 3 2013, 07:06 PM
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Ringgit Cost Averaging
The technique of buying a fixed ringgit amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are low, and fewer shares are bought when prices are high.
Eventually, the average cost per share of the security will become smaller and smaller. Ringgit-cost averaging lessens the risk of investing a large amount in a single investment at the wrong time.
For example, you decide to purchase $100 worth of XYZ each month for three months. In January, XYZ is worth $33, so you buy three shares. In February, XYZ is worth $25, so you buy four additional shares. Finally, in March, XYZ is worth $20, so you buy five shares. In total, you purchased 12 shares for an average price of approximately $25 each.
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davinz18
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Sep 3 2013, 08:51 PM
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QUOTE(Ancient-XinG- @ Sep 3 2013, 07:44 PM) to be honest, not that worth when the promotion end. haha. The promotion is only "bonus" for those interested
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davinz18
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Sep 4 2013, 04:33 PM
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QUOTE(smartinvestor01 @ Sep 4 2013, 08:25 AM) Yape, i am also expecting the increase also... Since the day the petrol price increase, you would see the news talking about 'Ministry will ensure inflation will not happen', 'Food price will be monitored', etc.. it seems to me more like to bluff.. Its a simple mathematics that they think we dont know.. An increase will petrol will definitely increase the cost of living as food prices, and other household products due to higher logistics cost.. Now they will not increase the price, but next month, i believe those prices of the foods and household products will increase.. Say want to control inflation, but they are doing the opposite.. They just simply said that, so people would feel better. People actually know what would happen soon
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davinz18
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Sep 4 2013, 05:48 PM
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QUOTE(lucifah @ Sep 4 2013, 05:33 PM) it should be at that mark, judging from ASM & ASW2020 performance. it was 6.60% last year and it was good. anything above 4.95% is good enough for me. Anything above 6% is already good for me I hope for 6.8%
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davinz18
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Sep 4 2013, 06:15 PM
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QUOTE(Ancient-XinG- @ Sep 4 2013, 06:08 PM) it won't be that high, imo. range 6.5 - 6.7 I know it's too high, who know maybe they could announce at that high 6.7% also okay, same like asw2020
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davinz18
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Sep 5 2013, 12:55 AM
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QUOTE(Ancient-XinG- @ Sep 4 2013, 07:42 PM) so nice you what book also got don't say like that. The suffering I had when opening the account especially ASW2020, No words can explain my suffering. I started Q at 4am just to get the top 10 in line  then when my turn came already sold-out. How do you feel? Very2 frustrating right, that time I like wanna "burn-down" the asnb branch only. Now also suffering for "top-up" but I don't need Q at 4am
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davinz18
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Sep 5 2013, 12:58 AM
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QUOTE(mois @ Sep 4 2013, 09:04 PM) Today try another 10k units for asw2020. Haih no luck today. The staff keep trying for 30mins end up kosong. Look like withdrawal almost finish. Too bad. I think already sold out. No one is withdrawing now. Those available units, people already grab on monday
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davinz18
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Sep 5 2013, 01:06 AM
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QUOTE(lucifah @ Sep 5 2013, 12:59 AM) no one opened a purple book aka ASDidik? Since I follow this thread, I don't see anyone talking about ASD. Only ASB & open to all Malaysian fund are famous here
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davinz18
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Sep 5 2013, 11:19 AM
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QUOTE(Ancient-XinG- @ Sep 5 2013, 07:30 AM) sure la angry. I want kill that people who refuse to help me open... Calculate analyses for so long, wait for this only day, in the end, end up losing.... Anyway It's some kind of life experience. We can meet different people from all backgrounds & shares old time stories. One of them is one old Chinese uncle. He told a lot of stories especially the existence of PNB & the "London Stock Exchange Raid". Not bad for an old timer like him. I don't know where he are now, Maybe he migrated to Australia with his children don't worry, maybe next time got chance to open new account. God willing
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davinz18
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Sep 5 2013, 11:30 AM
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QUOTE(kmarc @ Sep 5 2013, 10:40 AM) That's why I said I gave up long time ago. Felt like a poor dog scrambling for crumbs thrown out on the street when trying to open account. For trying to top up, felt like dogs begging for some crumbs while unsure whether can get any or not. All this just because we want to get better interest rates. As I compared to the privileged who can waltz in anytime to get interest rates that are higher....... sad isn't it? I know the feeling, but what to do? We need some kind of "safe" investment. We cannot just put all our money in "high risk" investment. What if we lose all those hard earn money, Then 14th floor jump is the answer  . About the "privileged" people, I cannot say much. If I go deeper, I would end up in Jail
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davinz18
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Sep 5 2013, 02:31 PM
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QUOTE(cheahcw2003 @ Sep 5 2013, 11:31 AM) AS1M dividend most likely would be the same as ASW2020. ASD only invest in halal stocks, no banking/ gaming stocks. It is also the best performance fund besides ASB, it has the undistributed profit of 4 cents per unit being carried forward to the following years. Not bad for the fund that don't invest in banking stocks I respect their investment officers
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davinz18
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Sep 5 2013, 02:34 PM
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QUOTE(kmarc @ Sep 5 2013, 11:55 AM) That's why we find other ways to grow money.... like me who used to goreng REITS!!!  Anyway, can't wait to get the dividend for AS1M.  Good for you bro, Reits also can goreng
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davinz18
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Sep 5 2013, 02:51 PM
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QUOTE(smartinvestor01 @ Sep 5 2013, 02:44 PM) Sorry, I kind of type wrongly.. Anyway, I am hoping for a dividend declaration of 6.8% or maybe worse come to worse, 6.7%... anything above 6% is good above 7% very2 good above 8% excellence This post has been edited by davinz18: Sep 5 2013, 03:01 PM
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davinz18
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Sep 5 2013, 03:09 PM
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QUOTE(Cattitude @ Sep 5 2013, 02:54 PM) Hi, sifus~ May I know among all, ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD which one can be applied by non bumi? where and when can apply it?  ASN3, ASG, ASW2020, ASM & AS1M
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davinz18
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Sep 5 2013, 03:14 PM
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QUOTE(Cattitude @ Sep 5 2013, 03:10 PM) Can I apply it anytime? or it is only eligible at certain period? ASN3 & ASG - ANYTIME (if suspended for dividend calculation, cannot buy) ASW2020, ASM & AS1M - NO chance now (for non-bumi only)
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davinz18
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Sep 5 2013, 03:36 PM
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QUOTE(Cattitude @ Sep 5 2013, 03:21 PM) what does it means in bold? If it sounded anytime, and do not sell like a hot cake like the other, means there are perceived risks right? any news for the new announcement so far? The bold one means the fund transaction would be suspended, meaning no open new account, "top-up" or withdrawal. ASG - Normally March 20 above, April 1st back to normal ASN3 - Normally November 20 above, December 1st back to normal Currently those fixed price fund not available for opening new account
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