Yeah, last time many Chinese not interested to invest so this guy has the chance to increase a lot.
ASM don't hv race quota if I m not mistaken

Wal lau wehh you guys and gals...

Disconnected myself from the weekend and found not only that there's a new thread (V4) but there's already 7 pages of it!

Anyways, been reading the adventures of people trying to open up new ASW accounts yet I don't see many actually going to an ASNB branch but relying on agents; the latter which we all know has its own "issues".

Although ASNB branches are not everywhere, they're in major cities across the country. Those in Klang Valley have options in KL, Shah Alam and Putrajaya. The same could be said about the other states too.

From what I hear from my friends, ASNB branches tend to be more "supportive" as compared to agents. In terms of ease of doing transactions, many seem to rank the following:

1. ASNB branches
2. Post Malaysia
3. Maybank
4. RHB
5. CIMB

That's my 2 cents survey with friends of course

So "[Ancient-XinG-"] did you get to open the ASM new account yesterday ?

Wa lucifah u earn damn well also.
Anyways this is my transaction Yesterday.

2011.

they are just OLD book. so you can show off to others that you are either:

1. old fag / senior / long timer
2. u just never have enough transactions for a new book

i had a few 1990's books which have been replaced. they have lines so the teller can write / update manually by hand.

if i dig deeper, my ting ting book also have some entries written by hand. 

So how about asw2020? managed to open or not?

oh okay. 

Just because of one particular PM staff, you don't want to go again. Maybe next time get others staff more friendlier. who knows 

FYI, I didn't get any asw2020 units today  Even rm50 also don't have   

Yea, I should be grateful I've the account (thanks to my parents for "forcing" me to open one)  

Nowadays every weekends you can see the the newspaper got advertisement about ASG. The one guy already very famous. Every weekend got his face in the paper telling ASG is good investment, help his life etc.

The only thing about ASG is the price fluctuation which directly link to performance of Bursa Malaysia. We cannot predict the price.

Can consider to implement DCA since they imposed 2% sales charge only

Ringgit Cost Averaging

The technique of buying a fixed ringgit amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are low, and fewer shares are bought when prices are high.

Eventually, the average cost per share of the security will become smaller and smaller. Ringgit-cost averaging lessens the risk of investing a large amount in a single investment at the wrong time.

For example, you decide to purchase $100 worth of XYZ each month for three months. In January, XYZ is worth $33, so you buy three shares. In February, XYZ is worth $25, so you buy four additional shares. Finally, in March, XYZ is worth $20, so you buy five shares. In total, you purchased 12 shares for an average price of approximately $25 each.

Anything above 6% is already good for me 

I hope for 6.8%   

I know it's too high, who know maybe they could announce at that high   

6.7% also okay, same like asw2020 

don't say like that. 

The suffering I had when opening the account especially ASW2020, No words can explain my suffering. I started Q at 4am just to get the top 10 in line    then when my turn came already sold-out. How do you feel? Very2 frustrating right, that time I like wanna "burn-down" the asnb branch only.

Now also suffering for "top-up" but I don't need Q at 4am 

That's why I said I gave up long time ago. Felt like a poor dog scrambling for crumbs thrown out on the street when trying to open account. For trying to top up, felt like dogs begging for some crumbs while unsure whether can get any or not. All this just because we want to get better interest rates. AsIcompared to the privileged who can waltz in anytime to get interest rates that are higher....... sad isn't it?

for variable priced funds, i'd rather choose offerings from the selection of PB mutual funds - there are many agents who is willing to help and recommend you the funds suited to your needs

i tried aggressive fund, and with all the ups and downs, still got a clean return of about 5+ % after exactly a year. then i w/drew the fund (i used my EPF acc2 for the experiment)

if u go for the normal, non-aggressive growth funds, u can earn better in long run