Dear All,

Just for your information, i went to a ASNB branch this morning for my intention to try to open the account for ASW2020..

Well, I am quite disappointed but at least satisfied with their feedback towards my question..

At first, I asked them is it possible for me (chinese) to open the ASW2020 account, he responded to me that it is impossible..

Because he mentioned that, if he opens an account for me, and the initial deposit RM100 cannot be banked-in, he would have to write a memo to ASNB Office in KL to terminate the account.. He mentioned that it is a risk and hassle so he could not proceed.. Anyway, after that i tried to bank in into my AS1M, but unfortunately, no units available for the chinese..

However, he informed me that once you have the account, if would be easy because you could try and bank in.. If no quota, then can try again next time..

From his feedback, as i understood, unless the officers are very helpful to take the hassle, then they could help us to open the account.

Anyway, I am glad with his feedback which is more straight forward and honest compared to the feedback to i normally received from the banks.

The staff very good. Not everyone would explain like this to the customer. 

Only now I know this information. None of the staff have mention this to me (even at ASNB offices)

Yes, if not because the staff is so informative and informing about this to me, i guess i will keep wasting my time 'shopping' around at those ASNB agents who only know how to answer... "cannot bo"..

At least i save some time, energy and my breath.. Bravo, ASNB.. 

LOL
2nd one.

So how about asw2020? managed to open or not?

no. wait next year ba....

i will never ever go PM already.

My dad go call my place punya PM branch head (they knew each other). Just simply say.

hey, pagi tadi kan, i dapat masuk 800 asw2020 la.

oh yea ke. apasal tak try buka account?

anak buah u la. cakap nak pengumuman dana baru, baru boleh buka. haha tak pe la. tahun depan je la.

Dont depend too much on PNB products. Try diversify into other investment vehicles. Unit trusts, bond, commodity, stocks. PNB invest those things before they can distribute 6.x% dividend. Join fundsupermart then people like pink spider & gark and others can help you.

I wish I could be more diversify. But with average saving RM400-600 per month, how to diverse? I plan to do gold investment, but no much money.

oic.
thanks for the heads up.
i no see the operation hours in asb hq or branch in the asb website.
normal working hours?

So means that I can open account but just cannot make initial deposit?

No luck today for asw2020 .  I went to PM, CIMB & MBB to try "top-up" all failed (even rm50 cannot )

Waste my time & energy only   

don't

i am expecting price to dip below usd900 for spot gold

In Q4/13 or Q1/14?

Understand yo frustration
Try to top up again whenever u r free
Dun give up

i am expecting price to dip below usd900 for spot gold

that's the problem. i dunno when. i'm only expecting. 

Good for you 

Today I'm very sad. I cannot get any asw2020 units. Even rm50 also don't have   

I wish I could be more diversify. But with average saving RM400-600 per month, how to diverse? I plan to do gold investment, but no much money.

Well, at least you have the account for asw2020...

It looks like i really have to give up on ASW2020, unless there are additional units opened for subscription in future, which i deemed is quite impossible as they are now pushing for ASG..

Because this morning when i being there, while waiting, there is one officer (i think sales team) introduce to me about ASG..

Good for you to have at least that range of average savings...

Now with the inflation going wild, not many can save even RM400 per month.. 

Should be due to the high commitments that most of the people have..