Most of the Banks will apply DSR to assess applicant for loan application
ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4
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 Oct 17 2013, 09:03 PM
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10,001 posts Joined: May 2013 
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Oct 17 2013, 09:46 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City  
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QUOTE(cybermaster98 @ Oct 17 2013, 09:01 PM) Any info about ASB 2? Currently still very blur2, Wait for PNB to announce the details   |
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Oct 17 2013, 09:50 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(wil-i-am @ Oct 17 2013, 09:03 PM) Most of the Banks will apply DSR to assess applicant for loan application debt service ratio @ debt coverage ratio?  |
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Oct 17 2013, 09:53 PM
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10,001 posts Joined: May 2013
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QUOTE(davinz18 @ Oct 17 2013, 09:50 PM) debt service ratio @ debt coverage ratio? Debt service ratio |
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Oct 17 2013, 09:57 PM
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7,142 posts Joined: Oct 2008 From: Sin City
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 Receiving a ratio of less than 40% means that the potential borrower has an acceptable level of debt. |
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Oct 17 2013, 10:19 PM
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10,001 posts Joined: May 2013
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Bank can xtend up to 80% DSR if net income xceeds RM10k/mth
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Oct 18 2013, 05:07 PM
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5,752 posts Joined: Jan 2012
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Another PEAK from ASG Kesihatan - 1.1800.
Previous 1.1751 |
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Oct 20 2013, 10:51 AM
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Junior Member
492 posts Joined: Oct 2008 From: Damansara
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heard a rumour that once ASB2 is announced,banks will discontinue current ASB loan and start promoting ASB2 loan.
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Oct 20 2013, 10:31 PM
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5,379 posts Joined: Jul 2009
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QUOTE(syarehey @ Oct 20 2013, 10:51 AM) heard a rumour that once ASB2 is announced,banks will discontinue current ASB loan and start promoting ASB2 loan. No need to promote lah....ASB2 fund size only 10Mil. |
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Oct 20 2013, 11:08 PM
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7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(cheahcw2003 @ Oct 20 2013, 10:31 PM) No need to promote lah.... It's 10 Billion units ASB2 fund size only 10Mil. |
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Oct 20 2013, 11:34 PM
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5,379 posts Joined: Jul 2009
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QUOTE(davinz18 @ Oct 20 2013, 11:08 PM) It's 10 Billion units yeah.....half of the ASD size...ASD which cater for bumi, launched more than 10 years already, fund size still < RM5 bil. If ASB2 no loan support to invest, I think it will take long time to get full. |
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Oct 20 2013, 11:50 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(cheahcw2003 @ Oct 20 2013, 11:34 PM) yeah.....half of the ASD size... Need to also see if the fund fixed price or not. The last time I heard, they are finding the best combination for the fund. They're having big headache on this ASD which cater for bumi, launched more than 10 years already, fund size still < RM5 bil. If ASB2 no loan support to invest, I think it will take long time to get full. |
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Oct 21 2013, 09:22 AM
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10,001 posts Joined: May 2013
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QUOTE(davinz18 @ Oct 20 2013, 11:50 PM) Need to also see if the fund fixed price or not. The last time I heard, they are finding the best combination for the fund. They're having big headache on this Should b fixed pricing @ 1.00 |
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Oct 21 2013, 10:54 AM
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Junior Member
257 posts Joined: Jun 2011
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Hi there. just wanna ask something. I took an asb loan for 30 years 35k cimb. how do you calculate the breakeven?
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Oct 21 2013, 01:54 PM
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5,879 posts Joined: Sep 2009
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today went to MBB to collect pelajar mas money for my son. As usual i bring some money just try top up ASM/AS1M/ASW.
must be the lucky timing when trying to top up my ASW 2020. surprised she told me got Rm1000 all in 1 shot. I quickly told her try another RM2000, again got it. Then 1 emty all my wallet try the remainder RM900, alas no more she said...... nowadays whenever i am at the bank doing anything must surely bring some extra money try top up....who knows may be lucky like today! Last week i got RM300 also for ASM. |
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Oct 21 2013, 03:31 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(guy3288 @ Oct 21 2013, 01:54 PM) today went to MBB to collect pelajar mas money for my son. As usual i bring some money just try top up ASM/AS1M/ASW. Congrats, You're very2 lucky must be the lucky timing when trying to top up my ASW 2020. surprised she told me got Rm1000 all in 1 shot. I quickly told her try another RM2000, again got it. Then 1 emty all my wallet try the remainder RM900, alas no more she said...... nowadays whenever i am at the bank doing anything must surely bring some extra money try top up....who knows may be lucky like today! Last week i got RM300 also for ASM.  |
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Oct 21 2013, 05:07 PM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(guy3288 @ Oct 21 2013, 01:54 PM) today went to MBB to collect pelajar mas money for my son. As usual i bring some money just try top up ASM/AS1M/ASW. Bro, respect u for 'Show Hand' when opportunity arisesmust be the lucky timing when trying to top up my ASW 2020. surprised she told me got Rm1000 all in 1 shot. I quickly told her try another RM2000, again got it. Then 1 emty all my wallet try the remainder RM900, alas no more she said...... nowadays whenever i am at the bank doing anything must surely bring some extra money try top up....who knows may be lucky like today! Last week i got RM300 also for ASM. |
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Oct 21 2013, 06:39 PM
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38 posts Joined: Feb 2006
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Oct 21 2013, 06:54 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(?ndc?s?ve @ Oct 21 2013, 06:39 PM) https://forum.lowyat.net/topic/1658203/+120Wrong thread bro. BTW already posted there  |
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Oct 22 2013, 05:00 PM
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Junior Member
480 posts Joined: Aug 2011
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This post has been edited by Dreadlock13: Oct 22 2013, 05:47 PM |
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