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Why I dislike Insurance Agents?
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Showtime747
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 Sep 16 2013, 08:20 AM
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QUOTE(ReWeR @ Sep 16 2013, 01:56 AM) The very good offer of rm600 per year allow you get rm100 per day as hospitalisation income plan. I'm just giving out an example that I encounter with insurance agent that try to sell unnecessary plan to people. Which I'm sure many forumers here encounter the same situation before. Yes they are a nuisance. Their attitude is only good when they sell. When you claim, their attitude/treatment is different  |
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Showtime747
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Sep 16 2013, 11:40 AM
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QUOTE(icemanfx @ Sep 16 2013, 10:17 AM) A tycoon like 李嘉诚 is more likely to own insurance company than buying insurance, and doubt any of his financial adviser worth his salt would suggest him to buy insurance. His son paid US$2.1b cash to buy ING's insurance business last year  http://www.scmp.com/business/companies/art...nsurance-assetsWhy Li Ka Shing buys insurance ? That famous quote is very much mis-used by insurance agents. Rich people in Hong Kong buy insurance to avoid inheritance tax and mitigate business risk. It is quoted out of context and does not apply to most middle class. And worse still Malaysian insurance agent quote Mr Li for Malaysia context, as there is no inheritance tax in malaysia. So it is not applicable to us. Those insurance agents who quote Mr Li shows how shallow their knowledge is in financial planning http://finance.ce.cn/rolling/201209/04/t20..._16939240.shtml |
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Showtime747
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Sep 16 2013, 08:50 PM
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QUOTE(icemanfx @ Sep 16 2013, 05:30 PM) Buying insurance to pay for inheritance tax are for middle class, people like Li Ka Shing could avoid inheritance tax by holding his stocks, property, etc offshore. That makes us wonder the genuine of Li Ka Shing's quote. It could be made up by insurance agent (unless a direct link is showed). It just doesn't make sense a filthy rich person still need insurance  |
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