Letting off some steam.

Most of them are arse holes trying to act smart, baru encountered with 1 smart alec agent from Allianz Life trying to sell investment to me. Problem is, he knows nothing about investment yet act smart like he dem pandai in investment.

Some more dare to intro himself from Allianz Life investment department and say he handle investment portfolio but totally clueless about how the stock market, inflation, the economy works. He is nothing but a LIFE INSURANCE AGENT. Basic financial planning and risk profiling pun tak faham.

The insurance entry exam PCE and CEILI don't qualify you, insurance agents, to talk about investment, it is a 2 hours exams one Saturday morning or afternoon, what makes you, insurance agents, qualify to talk about investments?

On top of that, insurance companies don't have a pure investment product, so what investment are you talking about?

If you insurance agent are clueless about investment, don't act smart to talk about investment. All your talk kok theories and crap will kill a noob trying to do some real investment and you look like a fool to old timer investor.

Go do your work lar, SELL INSURANCE!!

Another about most insurance agents are they are always RIGHT, always always RIGHT, client MUST always always listen to them. Clients views are irrelevant. You know s h I t but want to force others to listen to you.

And everyone knows must buy insurance lar, we bought insurance many many moons ago lor, we are covered lar. Our coverage way way enough. No need to keep pestering us to buy insurance, but trying to sell us using investment in disguise.

Go meet your prospect with some thing you know, not something you are totally clueless about.

Up yours!!

This post has been edited by lunchtime: Aug 22 2013, 08:16 PM

mind to tell us more stories ? such as how clueless is he towards the market ? maybe got some funny stories he created?

lol

What I dislike the most is calls from unknown agency that tried to promote insurance products.

H_ng Le_ng Assurance is the MOST annoying

So far not from them?

Mostly from B*S*N and today from Jer*nih I think.

Sometime, the bank of city.

Must be the cash savings plan.
They've been quite aggressive lately.

But many new agents misselling.

haha...carrying a title but selling dog meat.

HL usually calls you for saving plan not insurance plan.

I really don't like they calling few time promoting the products. I already said not interested, they still call me WTF

Well, even you said you already have an existing policy, they still want to explain to you!

thats why i ban all those insurance friend.haha

Yape, many banks today are also selling insurance... Often receive calls from those insurance companies who are also known as the banassurance companies...

Very irritating..

They only selling insurance unit thrusts la. And claim long term this and that when i can just buy government bonds and get better return them tehm.

Stupid insurance agents. I got so many frens doing that and one guy everytime se him is only talk about insurance. Even when he try very hard not to talk insurance somehow his topis will slowly move to insurance.

Even u haf policy they will try convert u to their company la to get commission from you. They have many tricks ive seen some hot stiming action from thec

I agree that agents should not be too arrogant when talking about investments when its not their expertise. Good agents know that the customer is not stupid but try to listen and understand more than they talk.

You will expect an agent to call you several times because thats what they are supposed to do. If you really have enough insurance coverage and you do have an active servicing agent, then let them know sincerely by telling them your situation. They will understand and its a better approach rather than telling them 'you are not interested'.

Be firm but also understand that agents are also human just like others, we are not perfect too and we do make mistakes sometimes. But at the end, we still have to try because having adequate medical insurance coverage (not savings/endowment plan) is very important.

great feedback!

personally i never entertain cool calling from any bank / insurance company. i will either tell them:
1. my agent is already serving me well and i'm happy to deal with her (which is real)
2. i'm not interested, thank you

This post has been edited by property101: Aug 23 2013, 09:05 AM

Thanks. Definitely the first approach would be better.

Never let the agent play a guessing game by coming up with a vague answer. Get to know what benefits or claim you can get from your policy. This is the basics that you should know and have in hand when answering agents. Else, get a policy review from an agent.

this agent sure not leng lui 1 ...make TS so angry

HLA a lot of lenglui agents de wo

pass some contact to TS and here la....we are willing to sit down and listen "investment"