So next 10 yrs under bailout - which means "hibah" for next 10yrs is expected to be under wrapped and under control by cabinet and not TH board of directors anymore.

So all TH depositors can expect - next 10 yrs with super low hibah period?

Even if it goes to ASB, some people has said, even PNB can't keep up giving above 5% return rate.

Due to massive losses in Bursa since mid 2018 and even before that during low crude oil price period, which cause a lot of capital wiped out.

If Khazanah Nasional has to declare around 7B of losses for 2018, dont you guys think EPF, KWAP and PNB and other related institutions like TH are in the same boat?
So EPF and PNB has been doing creative accounting also yeah . With more than 5% returns for ASB1, ASB2, ASB3 and etc and also for EPF. Only Khazanah is transparent now.