Wouldnt it affect your relatives' ability to accumulate their own properties too?

People plan to retire early because they are young, and still naive Life isnt a straight road. Just not getting bogged down with overwhelming debt is quite good in many cases.

A 40 year old with that lifestyle is ... Pretty sad. Furthermore someone with such low targets wouldnt have had the vision to invest in properties. My opinion lah

Agreed. Take your own risks - the success or failure is yours. My comment really meant that some young peole think early retirement is 'easy' and that the older gen cannot retire early because they're not hot shots like the young ones. The truth is many, if not all, young healthy adults from every generation start working life with the intention of striking it big. It takes huge sacrifices to move ahead of the pack, something many will not be willing to make.