i think he meant the stock market mega sale.

FSM sales = 1% sales charge/ no sales charge nia

true true.. in fact, my portfolio has gained even, though slightly.

anyone here owns OSK-UOB kidsave fund? Wonder if I should diversify to this fund. CUrrently I only own Kenanga Gorwth fund

any comment?

Wanted to have a balanced one in case my KGF is affected by market fluctuation. since KGF is regarded as equity fund and therefore relatively high risk

But seeing KGF has been held up quite well over the past 1 year, I am not sure I should still put my money on Kidsave.

FYI, I am thinking of withdrawing EPF to invest Kidsave.

well.. I intend to put in there until my kids ready to go to uni. "kidsave" mah

can it beat the 6% of EPF?

wah...respect. I must admit I don't have such capability to support next next generation.

for me , i just top up regularly - regardless the momentary market jerk. money cost averaging, this should be a slow and steady long term investment.

Yes only KGF. Started about 3 years ago , being top up regularly.

Almost got my hand on precious metal fund ( forgot the name ady) 2 years ago, luckily didn't get it

After did a bit of comparison in FSM magazine, AmAsia Pacific Equity Income looks good based on past performance .

A noob question, if there is a market dip (say minus 100 points) in the market my fund has greatest exposure to, how soon will this drop reflected in unit price? T+1 ?

+1
Nice explanation

Thanks all. My only fund KEnanga growth does have big exposure to Malaysia equity. Risky I think. Thanks for pink gor advice to put some in other market

First time I heard this eunittrust. I got to know FSM from my friend.

anyone here put their money in Private Retirement scheme (PRS) fund? it is having 0 sales charge + Starbucks coupon promotion now.

Any comment about this PRS thing?

apart from the RM3k tax relief, what does PRS offer better than conventional fund, given that I have been topping up my fund on regular basis?

you are not able to add another person under your personal account. You will need to open a beneficiary account if you wish to add another person into the account.

Beneficiary Account is useful if you are planning separate portfolios for your children, parents, or loved ones. The laws governing survivorship will apply here. In the event that main account holder in the beneficiary account passes on, the assets of the account will belong to the surviving person, i.e. beneficiary holder.


click on GETTING STARTED >> Account Opening >> Personal/Beneficiary Account. Then select “Additional” button

KLCI holds 1800 psychological level quite well today. +2% gain for my KGF week-on-week.

I think in this context, rsp= regular saving plan

Pink you avatar is also not bad. Is that you? Coz I came across another forumer used youravatar too,

Lol.. he/she is around roundtable threads in lyn too.. if I come across again will let u know