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 Fundsupermart.com v4, Manage your own unit trust portfolio

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felixmask
post Aug 12 2013, 04:39 PM

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QUOTE(yklooi @ Aug 12 2013, 04:18 PM)
if dip abit, accumulate abit, dips abit accumulate abit again, dips buy, dips buy, then KABBOM DIPS...then die-lah rclxub.gif
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hahas..KABOOM buy more..if dont want to take the risk, then keep moneyflies.gif in FD waiting the KABOOM only show hand..


CASH is KING when come to crisis....that how to do , split some to FD fund and Investment Fund(slow accumulate bullet and fire 1 stock accumulation)
felixmask
post Aug 12 2013, 04:48 PM

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QUOTE(yklooi @ Aug 12 2013, 04:44 PM)
hmm.gif what if the Kabbom no come? then would have missed the boat then, still holding on with the cash....
rclxub.gif
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FD still your money, juz wait. It better have that dont hv when needed.

Dont be greedy everything also go toward investment fund/stock which come with risk.

Money in FD can use for fixing car/paint the house/medical fund when needed/paying off house loan.

So many thing can do with money when apply in correct risk. Important dont burn the money for KABOOM.
felixmask
post Aug 12 2013, 05:03 PM

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QUOTE(yklooi @ Aug 12 2013, 04:57 PM)
hmm.gif got some point though!!
buy, dun buy, buy, dun buy, buy, dun buy,...let me go get a coin rclxub.gif ...it is a CASINO out there.....

but the odds of making money rise in favour of the investor as the investment horizon is extended. As such, adopting a long term investment horizon can improve the probability of an investor achieving a successful outcome in the stock market. whistling.gif

not all investments perform well at the same time, and investors would do well to diversify their portfolios across asset classes, as well as across the various markets; placing a large bet on a single market may reap huge rewards, but is hardly a prudent approach since it exposes the investor to a significant level of market-specific risk.

https://secure.fundsupermart.com/main/resea...?articleNo=8327
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im the same as you, now no eye see. Juz play short one, buy and sell for KFC meal(Handy itchy like to gamble).

The rest got to FD fund. Atleast waiting for opprtunity to come. Even Now Bond fund also not spare from crisis which give me another thought.

Hope the Greese Hair-Cut dont happen in M'sia.
felixmask
post Aug 14 2013, 09:24 AM

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QUOTE(Pink Spider @ Aug 14 2013, 09:18 AM)
Not much targets atm, maybe Maybank, Sunway REIT...

In my bag got:
APM | Apollo | Carlsberg | Classic Scenic | Hup Seng | IGB REIT | JT International | Nestle

Most already went up...not gonna top up anytime soon unless got significant drop
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pinky now a stock Consultant

This post has been edited by felixmask: Aug 14 2013, 09:25 AM
felixmask
post Aug 14 2013, 09:28 AM

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QUOTE(Pink Spider @ Aug 14 2013, 09:26 AM)
No lar Felix, I'm very noob when it comes to stocks. I just buy companies that I believe will do well, buy and hold for divvies. This approach will be slow to make money. notworthy.gif
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70 stock 30 UT, you withdraw your UT ?

I also do the same, withdraw from UT put in stock.
felixmask
post Aug 14 2013, 09:32 AM

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QUOTE(Pink Spider @ Aug 14 2013, 09:30 AM)
70/30 is pisces88 lar, I'm still about stocks 1/2 UTs. slowly targeting 50/50

I withdraw from my UT bond fund nod.gif
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biggrin.gif missinterpret....
felixmask
post Aug 15 2013, 04:11 PM

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QUOTE(gark @ Aug 15 2013, 02:51 PM)
Why buy REIT fund when it is so easy to buy REITs directly?

REITs is all about yield, diversifying the yield would not have much protection as they are the same class. One sneeze all drop. You can get similar exposure if you buy MY/SG REIT.

AND don't forget they have 1.5%-2.0% management fee.. essentially your DY will drop from ~5% to ~3%. That's a big fat total of 40% of your dividend...  rolleyes.gif

Is it worth it?  wink.gif

IMHO UT is more suited for capital gain rather than DY as illustrated above.  tongue.gif Bond fund however makes sense because usually the minimum purchase of individual bond is min 100k-1mil, so a bond fund helps small investor entering the asset class. No such case for REIT as you can buy $1000 of REIT easily.
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any bond fund tips?
felixmask
post Aug 15 2013, 04:48 PM

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QUOTE(David83 @ Aug 15 2013, 04:37 PM)
It's better to stay sidelined from bond fund:

1. Possibility of Federal Reserve to taper QE3 pace
2. Possibility of BNM to hike interest rate by end of this year
3. Outlook downgrade by Fitch to Malaysia
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sad.gif , never ending tapering QE.


felixmask
post Aug 20 2013, 09:42 AM

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QUOTE(gark @ Aug 20 2013, 09:36 AM)
Fear cycle is back... as predicted last week.

Hang on to your seats and get your ammo ready... but not yet.. not yet.

China is going back to below 2k, Wont touch ASEAN for now but GEM looks good... biggrin.gif
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so..bila you fire you ammo, pls let us know...asap..even is uncle stock
felixmask
post Aug 20 2013, 09:45 AM

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QUOTE(gark @ Aug 20 2013, 09:44 AM)
Okie okie... now monitoring only.. see if got any good stuff on sale.

But if go holland don't scold me ah...  cry.gif
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i dont screw ppl, notworthy.gif
felixmask
post Sep 5 2013, 11:46 AM

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QUOTE(Kaka23 @ Sep 5 2013, 10:26 AM)
That day when it drop in Bloomberg app, I log in to see in FSM, there is no dividend yet.

This fund is my wifey punya..
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kaka23,


You Female or Male ? profile you put female.
felixmask
post Sep 5 2013, 01:06 PM

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QUOTE(botax @ Sep 5 2013, 12:41 PM)
read lots of reviews mentioning the uncertainty of the asian economy now. since i plan to weight my portfolio more on the local and asia ex-japan  equity market, is this a good time to buy? or should i be looking into different sectors and region? rclxub.gif
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I juz share my outlook/opinion.

Yes is true of asian economy , especially those QE3 effect- bubble most asian stock index, when the QE tapering we can see a small/downtrend due to Hot money start to selling of in asian market movin back to US market.

Ppl panic when someting not expected happen, when thing under control we dont see any sell down, we wont know what EVENT can happen tomorrow to trigger unforseen. Maybe a mild or Noting happen, temporary correction will be there.

Except those China country which has been falling opposite of ASEAN uptrend. Most China stock are trade below PE10 compare other asian above PE10.


I attach one of fundsupermart outlook
Sui Jau's Seminar: Where has the bull run to?

you decide what to invest.



Attached File(s)
Attached File  Fund_Fair_2013_Where_has_the_bull_run_to_EN.pdf ( 1.96mb ) Number of downloads: 60
felixmask
post Sep 5 2013, 05:25 PM

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QUOTE(TakoC @ Sep 5 2013, 05:12 PM)
Seems like a positive outlook of the market  biggrin.gif
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im type...dont like invest in FUND type when positive outlook market.


felixmask
post Sep 6 2013, 09:06 AM

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QUOTE(TakoC @ Sep 5 2013, 08:38 PM)
I beg your pardon? I can't understand this. Sorry. Haha!
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dont follow my way.... tongue.gif

felixmask
post Sep 9 2013, 10:25 AM

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QUOTE(Pink Spider @ Sep 9 2013, 09:57 AM)
1. UTs can earn +10% in one year, +5% next, and then kaboom -20% in next next year. But in the long term (at least 5-10 years) it should beat FD. Do not expect a straight line growth.

2. Generally once u have a well-built portfolio, review once every quarter (3 months) should be fine. With investing (esp UTs), sometimes inaction is the best action. wink.gif
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Pink Spider..that why i like to invest during KABOOM, which i did it during Financial Crisis 2008/2009.

Else my money will put in FD or my FUll FEXI Mortgage loan.
felixmask
post Sep 9 2013, 10:34 AM

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QUOTE(Pink Spider @ Sep 9 2013, 10:28 AM)
I missed that boat, that time I still newbie like a noob, ran away when it kaboom doh.gif

Now, I just do monthly VCA and quarterly review. So far it worked for me.
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VCA or DCA also good..require a Discipline to put a side money to invest and own research.
felixmask
post Sep 9 2013, 12:27 PM

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QUOTE(yklooi @ Sep 9 2013, 10:40 AM)
hmm.gif you keep bullets in FD or FUll FEXI Mortgage loan until needed?
wow must be a long time in FD or FUII Flexi. because crisi happens very far between

btw, how do you determine when to go in? (example, is it by % of mkt dropped from its recent peak?)
did you keep invested after the crisis had blown over? or moved back the $$ to FD or FUII flexi?
if moved back...how do you determine when to move back? (example, is it after how % from bottom?) 
notworthy.gif
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NO NO...I started FD after i got my job in 2004 , then UT in Public Mutual during Financial Crisis when NAV below 0.25 sen especialy PCSF & PSEAF , PFEPF and PRSF via EPF and OSK (using DCA) even i be PM agent.

I dont TIME the market to enter or exit, but JUZ BUY/Save BUY/Save BUY/Save with my money i saved the time SINGLE man.

Dont TIME the market, but allocated your portfolio according value with less risk.

Bought my house Sept 2011, then i move 50% my Equity Fund to MY 1st BOND Fund as buffer for emergency money for house installment to substain 3year installment. Also another reason headline news of QE making the stock market high.
But what i know when CI peak, so to NAV fund, since i hv a house and under FULL FLEXI mortgage i utilize/allocation as my saving rather put everyting at STOCK RISK.

Im not a sifu knowing exit and entry of fund or stock. Im diversify when needed with allocate my monthly saving .
CASH alwasy is KING

I type dont buy thing that dont need, sell thing that need.






felixmask
post Sep 9 2013, 06:15 PM

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QUOTE(Pink Spider @ Sep 9 2013, 06:03 PM)
Where got 1% so expensive vmad.gif

I only need 1 beer session of 2 buckets of beer with 1 girl a nite a week brows.gif
RM150+ saja a week thumbup.gif  tongue.gif
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got guarantee ROI? projection CAGR.


ALOT gal can be potential Investor.....HAPPY HOUR buy 2 beer drink with YOU cheers.gif

Ah gua also want to invest...you barter with them..drink with you..end U need to advise them to invest.

This post has been edited by felixmask: Sep 9 2013, 06:20 PM
felixmask
post Sep 9 2013, 06:26 PM

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QUOTE(s_kates81 @ Sep 9 2013, 06:24 PM)
Don't know if today's supercharged asian trend is just temporary or the markets have already started to return to normal prior to mini Kaboom. What do you guys think?
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how much CASH you have?

If hand itchy..then invest small portion..to follow the ride.
felixmask
post Sep 11 2013, 11:36 AM

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QUOTE(Pink Spider @ Sep 11 2013, 11:17 AM)
...but I'm still stuck in basement of MidValley tongue.gif
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good mah basement..can collect Parking FEE...Alot money cash receive everday. drool.gif

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