Unker Looi, how old is ur daughter? Got bf?

1,000 --> "Hey, it's an overoptimistic bull!"
1,200
1,300
1,500
1,800
KABOOM!
1,500 --> "See? I told u so!!!"

But u already pocketed gains which wasn't wiped out by the crash

No.

My stock portfolio...so long as they're paying dividends and offer yield that I'm happy with, not gonna bail out.

UTs, I'm already having a balanced portfolio, equity crash would be more or less mitigated by bond rally, and vice versa. No need to bail out.

Nothing to talk about...no major event, US resilient, China ding dong...autopilot lor

What u can think of, the market sifus and insiders already know wayyyyy earlier than u and took advantange, u think u can beat them?

Read Post #1 thoroughly to understand how charges (annual management fee, trustee fee) works.

Sales Charge works like this:
U pay RM100
2% SC
U will get RM100 / 1.02 = RM98.04, the difference is "commission" to the distributor i.e. FSM

Don't buy one fund only, build a portfolio of at least 3-4 funds at the very least.

U can start with RM1,000 on each fund, then slowly accumulate bit by bit monthly or every 3 months.

AmAsia Pac Equity Income is an Asia ex-Japan fund
Go get a global fund with exposure to US, Europe and Japan too (e.g. Aberdeen Islamic World Equity, OSK-UOB Global Equity Yield, Alliance Global Equities)
And a Malaysia-focused (majority invested in Malaysia with others to "spice" it up e.g. Hwang Select Opportunity, OSK-UOB Equity Trust)

If u are a newbie, try to talk to FSM's Client Investment Specialist, go FSM website and ask Live Help on how to get in touch with them. Share with us their suggestion to u, then we discuss further.

This post has been edited by Pink Spider: Oct 29 2013, 11:13 AM

Gum? What gum

Motivation to work harder

U already answered yourself

But overseas TT charges not cheap (compared to GIRO), better do it in large amount then park cash in the Cash Fund.

I think banks charge by % but there's also a min...I think, not too sure bout it.

See AmBank
http://www.ambankgroup.com/en/RatesFeesCha...nstruments.aspx

This post has been edited by Pink Spider: Oct 29 2013, 01:31 PM

Tailou,

Sinkapo interest rate is only 1%+ mar

U will gain forex capital appreciation

Means FSM Sinkapo will only pay u in USD or SGD. And they will deduct the charges.

sun bian go Geylang

Guys, new house:
https://forum.lowyat.net/index.php?showtopic=3011236