*take a baseball bat smack it back on the ground*

Err...I just visited eunittrust website, so here's a few observations...

- many funds are not available for online purchase (i.e. u still need your agent)
- website not as nice as FSM

U mean u already holding AmDynamic Bond?

Regular Savings Plan tab > Apply

Oops, just checked, it's indeed not available for RSP.
Most likely FSM expect it to be closed for subscription again in a not-too-distant future, thus did not bother to allow it for RSP. Just buy in manually every month lor...

This post has been edited by Pink Spider: Oct 20 2013, 12:46 PM

Ask David83

Wow, a very technical question.

Why don't u ask FSM directly? Ask their Live Help. Go to FSM website and click on Live Help, u get immediate response to simple queries.

I think Beneficiary option may be not available for PRS...I'm not too sure.

Be specific on what sort of "comment" that u want

Pros:
- zero sales charge
- tax relief

Cons:
- u cannot withdraw before retirement without being charged penalty
- range of funds are somewhat limited for now

Nothing much to talk about, it's a fairly stable and well-managed global fund IMHO

Good idea.

Every month dump all excess cash in CMF. Then when ur FD matures, sell CMF and transfer to ur bank, then top up FD

Huge jump in portfolio valuation when I update pricing for 18th Oct

In fact, if I'm Unker Looi, I'd buy these:

Asia ex-Japan dividend
- AmAsia Pac Equity Income
- Hwang Select Dividend

A bit of small caps for some spice?
- Hwang Ponzi Quantum (obviously )

Plus a bit of American Pie and European draught beer
- OSK-UOB Global Equity Yield
- Aberdeen Islamic World Equity

Not to forget, buy some blue chip dividend shares for some passive cash flow...

With some bond funds to stabilise the portfolio...I can rest in peace sleep soundly

This post has been edited by Pink Spider: Oct 22 2013, 09:44 AM

Tailou, CMF zero sales charge and zero exit fee lar

If u use Maybank, Hong Leong or CIMB, u transfer to FSM also zero charge

When u sell CMF (or any other fund in FSM), they remit to your local bank account FOR FREE. Most if not all banks are available.

Now make full use of CMF

Cut-off is 3PM on any business day

E.g. u sell on Monday (T) before 3PM
Wednesday (T+2) FSM will remit to your bank
Depending on your bank, LATEST u will have the funds by Thursday morning, I got mine every time on T+2 evening

Another point to note:

Buying Malaysian equity fund like KGF:
Value of your invested capital fluctuates based on NAV price. NAV price will go up or down according to market value of its holdings. Unrealised paper loss to the fund affects you. And the fund manager might decide to cut loss and sell off.

Buying shares yourself:
If u are buying and holding for long-term, paper losses do not concern u until u decide to sell, while u will keep receive regular CASH dividends.

Just my 2 sen

This post has been edited by Pink Spider: Oct 23 2013, 09:44 AM

So many of them...

Anyway DDA, RSP are standard acronyms, for non-standard acronyms like fund names, I'll try to use sparingly

RSP = regular savings plan
DDA = Direct Debit Axxxx

DDA is more commonly used for Public Mutual, FSM uses RSP

Same thing

Who said RSP=0% SC?

U want what sorta excitement

Bro, I curious bout it very long time oredy

What's the thing on your profile picture/avatar