Cool down Pinky.
Investment thread here, no politics.

Hi guys.

Just a question.

At the current economy situation, investing in UT locally or asia pacific is better?

Kindly provide opinions and preferable if there is any news link.

Ponzi fund like HAQ gives u nice profit in 1 yr (yield around 20-30% pa, past performance tho). What kind of profit are u looking at, some ppl think 3% profit they satisfied even for 1 yr, so they put in fixed income bond, some ppl say wan 8-10%, some wan beat fd only, some wan same as EPF as profit.. 0.1% also profit, define ur profit. if u wan anything higher than that, just go for stock, maybe 1 day also u can become millionare.

China fund is rebouncing?

Got but there's no guarantee since we don't have crystal ball.

Investment can goes both way.

And also high risk, high gain but the opposite way also possible.

The ponzi fund from Hwang could achieve this - Hwang Select Asia (ex Japan) Quantum Fund but whether it could sustain the performance is highly depending on macro economy.

I want to exit AmAsia Pacific REITs by September before Fed Reserve kicks off the tapering and you want to increase holding?

Maybe you can consider AMASIA PACIFIC REITS PLUS. Perhaps their selection and country allocation could be different from AMASIA PACIFIC REITS.

New fund, same objective, different strategy (perhaps).

Need to be careful with US market now. The professional investors are selling and retail investors are buying big time. Money Flow indicator also showing a divergence compare to the market. Anytime can kaboom liao, just need something to trigger.

and it took 10years to reach back to 1997 pre-crash KLCI index levels (ie. 2007)
then 2008 happens!
   

can't say with 1% promo funds are a good buy.....cos it depends on what one needs....maybe for portfolio diversification or just to bet that the previous years ROI performance can repeat it self.
Alliance Global Equities.... have you read the fund fact sheet or prospectus? liked where the funds are allocated to?

hmm, i haven't read the others too, I will read them all first before I jump into any. but is there any recommendation from various consultants? haha...
Mr. Pink, then would you also like to CONsult me a little here? 

FSM rated US only 3 stars rating...same as M'sia   just to make you pondering...ha-he

then lagi pening....  
anyway,...will be studying to reorganizing my portfolio will try to cater US, Europe, Asia ex Jpn, Japan, Emerging Mkt (5 catergories) and will go to Eq 80% (for this 2 years)
I selected this due to the correlation of returns.....any suggestions? anyone?

thks for the reminder, but I dun see bond to be good for this 2 years, and was thinking of moving some bullets from bond to hunt for 2 years.
maybe you are right in the sense, that, in the event of a free fall, bond may not fall that much....

Bro Looi diversify so much?

Back to basic, let's revisit some old investment story, got 1 uncle bought 1 lot of Pbb shares per month after he get his monthly pay cheque, and he had done it for the last 20 years. Accumulated 12 lots per years for 20 years in a row. he did it consistently without fail, with the Pbb shares dividen distributions, share splits, rights issues and the power of compounded return, he has became a multi millionaires today.

The morale of story is that sometimes we don't hv to be over diversifying. Back to the example, if u think only buying pbb stocks is risky due to over concerntrate, u can replace it with other high dividend income stocks such as buying BAT/Amway for every 5 lots of pbb u buy. Apparently buying one lot of pbb per month is just an example, u may buy 1 lot every quarterly or biannually depending on one's income level. The end of the day is to achieve our financial freedom.

Not to say invest in UT no good, it will slower down your achievement of financial goals due to the higher cost involved. My 2 cents worth of comment.

Excellent... Not many can afford to follow what uncle been done before. Option to access those good and profitable stocks is via UT.

thks for the advise..yes it is true, the hidden charges in UT would "EATS" a lot in the long terms
i tried PBB many years back when it was RM 7...it then when up to RM 8.80, i sold all....i guess it was the staying power that i lacked....maybe it was the GREED that i see profits in just a few months....lesson learnt....if you cannot control yourself from greed for profits,....go for those that are not so aggressive...is there any way to overcome /improve on this?

I believe that there is no right or wrong in terms of sellin off your stocks. Lose money to an extend you will cut lose, when you are satisfy with your profit you sell. There are a lot of 'what if' moments.

My stocks and UT in seperate is yielding more than 8% which is my target % but I ain't selling them because I haven't hold them long enough (and I revised my targeted return a bit higher). It all depends on your intended return you expecting, and you may revise along the way.

Some because of their greed, they hold but in the end they lose money. Some they earn. You cannot predict what will happen next. Yes; you can look at the chart, news etc. but in the end, I believe setting your target return is important. As mentioned earlier, it is alright to revise all g the way. Most importantly is know what is your target return. My 2 cent.

UT is still a good tool for investment that retail investors has no access to.
Like Bonds, foreign stocks and commodities.
Just need to watch out on the investment cost.

Addressing your first paragraph, I view it as 2 seperate scenario. "Right" re-entry price, now.. Would you buy in a US fund now.. I'm VERY SURE it will drop further. So what opportunity cost? I would wait rather than making a loss you know will happen and average down again. Maybe that's me.

Your concern is WHAT IF you set your targeted return too low, and you sell way too early. Thats each to their own right? Some intend to hold long term like you, someone like me like to hold 3-4 years max, and some short term. Yklooi didn't mention UT, so short term does apply here. Same goes to selling. Some drop 10% and they cannot take it, you cut loss. Some like us we average down.

Once again, I believe there is no yes or no answer here. Some may be greedy and set higher return, some may set lower. For example, last month when HSAQ was at their highest, some people may opt to lock their profit. Some may choose to hold. In the end, they profited from it while we are still waiting for it to goes back to that level.

That's why I mentioned that people can revise their intend cut lose point and target return along the way. Correct me if I'm wrong, Pink.

Assuming invest PBB stocks is considered invest direct, also
assuming invest via Public Mutual is considered invest INDIRECT in stocks.

PM is fully owned by PBB. So when u pay 5.5% initial charge and all the annual charges to invest, PM make profit and this profit contribute to PBB investors without fail, so PBB investors make money from selling of UT indirectly by PM. That is why I like to be as a PBB direct stock investor, every time some1 buy PM funds, I "share" the profit.

Similarly, FSM is owned by OSK Investment Bank Bhd and a foreign party...if FSM making good money, I will rather invest in OSK Holding's stock in Bursa.