Noted Sifu... i am thinking of buy china and US fund ...EI Dinasty and RHB GS US ...wait for opportunity now

Somehow this thread is getting quieter and slower in pace.

i think it got to do with the "mood"
i think i am now in the anxiety period

Me too same boat, bought in May or Jun, cant remember using EPF. Now also -4%

Haha.. my EPF also HSO and HSB.

Maybe 2/3 exposure in Asia

Opps. Sorry. How's the performance so far?

When u start ur investment in these 2 funds? Top up monthly?

GEYF portfolio allocation suits what I want. But not under the promo SC fund right?

Pink, do share your view further on this fund throughout your years of investing in it. Personally AGEF is not for me due to the high exposure in Japan market. GEYF has too high in US market, but I guess I have to compromise a little (I can invest little in it).

AGEF. USA 12%, UK 3%, Japan 13%
my thinking is, what is the 13% in terms of the total value in the portfolio. if the worst were to happens in Jpn and this 13% got wiped out...how much $$ will it be affected in the portfolio....
it is always good to have some in Jpn and US....some of the best and BIG global companies are from there!!

Sad la, this month broke and can't top up my UT

U guys monitor mutual funds like monitoring stocks.
I tot for fund investment u only monitor it every quarterly?

Where?
U mean past time? Puchong & Sunway Mentari plenty - Pink's the expert

ok ok back to the topic, else moderators nuke me
Anyone here ball-sy enough to go gung-ho and buy/sell to hit a planned Asset Allocation just like that <snaps fingers>?
ie.
say from holding 80% of bonds/cash VS 20% equities,
then just buying/spending down bonds/cash
to hit 30% bonds/cash VS 70% equities?

Personally, my nuts aint made of steel, thus i just whittle-down / re-allocate towards my targeted % within 6 months (if my held % is off by 25% of planned)
ie. plan 6 mths to execute extra purchases/SWITCHING on top of my quarterly die-die value averaging + dollar averaging
Then after the 6 mhs, review again and see how much more if it is still off by 25%

Just thinking any better ways yet not balls-to-the-wall gungho oneshot rebalance? 

Well I should replace the 90% with "majority". As forumers here likes to catch my words as an English teacher.

Try to google the key word "mutual fund outperform" and u may find the answers.

Most of the local mutual funds when they published their performance they only show gross return but not the net return. Investment cost like initial charge, annual admin fee, performance fee, trustee fees all shd be included when calculating and comparing the net to net return.

We hope to have a healthy discussion here.

Thanks for highlighting this.
Some funds display gross some display net performance. I did know more about mutual funds that is why I only get 8%pa for the last 13 years, u probably get better return.
So ur research reveals that majority of the funds outperform market?