LOL if I buy gold, I always buy on a Friday as the price tends to dip towards the weekend. I don't exactly know why.

And I have no choice but to buy from Al Rajhi bank in my hometown because it sells the lowest-priced gokd bars. Plus i want PAMP Suisse brand. I'm too chicken to trust Poslaju with my gold ...although silver is no problem.

So do not suspect I hv any connections to the bank.

Actually there are many reliable PM dealers online. It just so happened that when I got tired of doing online research, I had about 5 dealers on my list. I decided upon 3 because it is tiring to keep checking the prices every day and every hour (of the times I wanted to make purchases).

My way of looking for trustworthy dealers is to track them (their username or company name) online. I will search for any positive or negative reviews or feedback connected to them. One negative feedback which is due to dealer mistake or attitude is enough to strike the name off my list.

My experience is with forums, not PM buying. It takes a long time for a dealer or seller to build up his username reputation. He will not want any negative feedback connected to his precious username. He has invested too much in it. He would rather give you back your money rather than risk you being angry.

I will also check the IPs of the websites. Serious dealers will have real data connected to their websites.

So I picked dealers who have been in business for at least 4 or 5 years. Dealers who have been featured in mags or newspapers. Dealers with way more to lose than me in an argument over a transaction hee hee  However don't get me wrong...I value my username too and will not readily get negative feedback from these dealers.

- PM Accumulator Sdn Bhd is the owner of bullionx.my. He has too much invested in his marketplace website to cheat ppl over a few measly silver coins. Plus he has an accumulation program I like.

-BuySilverMalaysia has gotten great reviews too. Plus I loove the gorgeous splash page. LOL who says my choices have to make sense.

-SilverStreet.com.my same reason as BSM. I found it after reading an interview of the owner.

You can find so many more dealers (with or without websites) using the same method. I just like looking at the catalogs.

Due diligence is key!

More silver. The reasons are :

1. Gold is way out of my budget.
2. Gold silver ratio says better to buy silver now.
3. Silver is more undervalued than gold.
4. Silver is becoming a necessity in our world (solar panels, water purification, jewelry, batteries etc) but the supply is dwindling. Gold is only needed in jewelry and bars.

So it seems to me that silver is a better choice.

However if you have LOTS of money and want to buy metals to preserve value, gold would be the clear choice as it would not take up a lot of space. Imagine buying RM 1 million of gold (about 210 1oz Pandas) vs RM1 million of silver (about 12500 1oz Sunshine rounds).