I had just gotten into precious metal investments, both silver and gold.  Just my 2 cents, I would expect investments like this would always be based upon our expected ROI.  And also as in any investment it would certainly be based upon your staying power to hold that gold until the price becomes favourable.

My philosophy at this moment is to accumulate because over the years I have seen this type of movement.  I remembered when I 1st started working in 1994, at that time gold was only about RM 35-45 per gram and now the price sits at RM 135 - 145 per gram.  Knowing the little bit that I know now, there is a little bit of regret that I didn't get into it until November 2013. 

I believe it should be part and parcel of our total investment portfolio.  The question becomes what percentage of investment portfolio should precious metal be?

Thanks.

accordingly to many PM adviser,  you should set aside 15 - 20% of your net worth in Precious Metal.
It's primarily focus such be asset diversification, insurance against sudden capital control, currency devaluation and hyper inflation and most importantly preservation of wealth.

Just like insurance, you buy them b4 accident, b4 sickness and death.

Secondarily, it may serve as  investment for some but like anything if it's brought at low price, it means some profit, vice-versa. Most of them hold them tight until the price is high enough to sell.

Thirdly, for some it's a trading opportunity to buy and sell physical gold.

Inflation Rate in America? Pretty high, if you ask the actual people living there.

Well, good question. Why is it that even though demand is high, gold prices is still going down. Very, very good question.

Why every country government holding ton of gold not silver not diamond?