wtf..call now la..hotline 24/7, just need your details for verification.
then ask for your transaction reference number and the transaction availability
pass the transaction number to the seller and ask the seller to check with their end (bank) by using this reference number whether its floating,etc
inter bank longest takes 1 working day to process
i strongly suggest you call now at least you do something if fraudulent occurs

problem is they charge for the instant transfer ma. and i usually opt text notification and email notification to inform recipients lor.