I bought from my Ipad 4 from Aeon 1U. As the matter in fact, the sales person gave an option whether you want to add additional warranty, add screen protector and ipad cover, etc. He/She will NEVER force you to buy together with the additional items.

You can use your Jusco shopping vouchers to minus off the selling price so you can pay cheaper. For CC 0% Installment. Aeon DO NOT charge any 5% processing fee (unless you have different CC which Aeon do not cover your bank CC). There is a list of participatings bank merchants which have 0% installment scheme. You can ask the cashier.

Hmm...
I have purchased from Harvey Norman before using installment plan. But do not have any 2% charging...

All 0% 12 month installment. I also think it all depends which Credit Card you are using.

Website Link : 0% Installment Plan
Ease of Payments
Harvey Norman accepts Visa / MasterCard / AEON Finance Service / Union Pay / Amex / Diners card payments. To make shopping easier, Harvey Norman accepts 0% interest installment from all major banks to facilitate customers' purchases.

I see. That's funny.

But in AEON, no charging for 2% or 5%...