By referring latest HLA investment linked funds performance reports,

Types of funds:

Evergreen 2023 decline in NAV/units to RM0.887 compared FY 2012 @ RM0.907.
Evergreen 2025 increase in NAV/units to RM0.859 compared FY 2012 @ RM0.858.
Evergreen 2028 decline in NAV/units to RM0.824 compared FY 2012 @ RM0.843.
Evergreen 2030 decline in NAV/units to RM0.805 compared FY 2012 @ RM0.846.
Evergreen 2035 decline in NAV/units to RM0.769 compared FY 2012 @ RM0.819.

- The only lucky fund HLA Evergreen 2025 with annual return @ 0.12%????

- Any experts/agent from HLA may describe this events before i pull out my funds from this kind of slow moving fund?

- My POV is simple, y i need to invest in this type of return [0.12% p.a] instead of i'm save it in my bank account/savings a/c which also can generated more than that \o/. No need to compare with property investment which valued better than this fund.

To the agents: please make me clear on this product or else HLA gonna give a good reason on why the fund appears to be slow moving funds with low income generated. Thank you.