With the recent RM900 hike of MOLpay and iPay88 on top of their existing setup and annual fees, would this make PayPal a better option for small E-commerce owner?

MOLpay:
Setup Fees: RM 1399 (RM 900 + RM 499)
Annual Fees: free (RM 99 if didn't meet the min transaction requirement)
Transaction Charges: 3.8%
Settlement Fees: RM 2 per settlement
For more info: http://www.molpay.com/v2/merchant-solution...-plan/lite-plan

iPay88
Setup Fees: RM 1388 (RM 900 + RM 488)
Annual Fees: free
Transaction Charges: 4.0%
Settlement Fees: unknown ?
For more info: http://www.ipay88.com/products/myrgateway_soho.asp

PayPal
Setup Fees: free
Annual Fees: RM192 (RM 16 x 12 months)
Transaction Charges: 3.1% + RM 1
Settlement Fees: free
For more info: https://www.paypal.com/webapps/mpp/merchant...koutCalloutDesc