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Investment LOAN approved - 60% from income?, different from one third? anyone?

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ecin
post Jul 10 2013, 09:44 AM

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QUOTE(Fat3Twister @ Jul 10 2013, 02:09 AM)
If you are talking about high net worth customers or commercial customers, yes, it does happen.
But come back to common consumer clients, HLB's DSR guideline is at 70%.

I will appreciate if you are willing to share your source that most DSRs are measured with income.

As from my guidelines from few banks, I don't see that.
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Just for sharing, recently there was a case I know customer abt 15K p mth, HLB allows for DSR 85%

This post has been edited by ecin: Jul 10 2013, 09:45 AM

 

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