gaji  14k

take home rm10500
house loan rm2500

food expenses rm1000

other expenses rm1000

house 2 loan rm2000 (under contruction)

saving pm = rm4000

car proton iswara sports turbo = fully paid off

so ok boh?
continue just save rm4k consider ok or not?

if i dont make this sacrafice last 10 years ago (age that time 25yrs old) and keep changing my car, say that time a vios, i would not have 2 houses now@ or even not even 1... maybe  just a cheap apartment. that time salary also was low... start rm3500 then naik naik naik naik

if 5 yrs ago also i plan change new car, cannot afford the 2nd house also
if now i buy new car, again have to pay installments rm1500 say for honda accord + maintenance all... my monthly saving will go down badly and car price also drop

drive 3 series , after get robbed like one engineer in my office