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Economy going down
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t3arsCulprit
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Jul 31 2013, 04:32 PM
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QUOTE(McFcker @ Jul 31 2013, 08:44 AM)  tengok cafes, food places if economy going down still those places flooded with people even if the food or drinks cause more then RM10 each  Those young pipul havent earn money but all go to expendesive restaurant makan.. Swipe credit card but it was a sub card from their parents.. Or should I say mostly young working adults nowadays spend beyond their means?? This is what we call bad financial planning.. I can see their bank account is empty or near empty every end of the month and they have no savings at all..
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t3arsCulprit
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Jul 31 2013, 04:36 PM
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QUOTE(pisces88 @ Jul 31 2013, 04:25 PM) a 20+ year old with savings of 35k should be able to have 1 unit already. most condos nowadays only need less than 30k downpayment. ur friends very teruk la, use parents money.. or is it the parents use the sons n daughters name to buy? coz can get longer loan, up to 35 years.  That guy have good financial planning lor.. You thought it is easy to have 35k savings at 20+ of age nowadays?? I bet most young pipul nowadays have 0 savings
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t3arsCulprit
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Jul 31 2013, 06:04 PM
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QUOTE(pisces88 @ Jul 31 2013, 06:02 PM) 10k+ wor.. i think able save that amount in 1-2 years working? Maybe most of my close friends in sales line, some in banking sales, some property sales, and brokers.. so their income will be higher than most at our age group.. Yup, not easy to have that saving, but definitely possible  3 years working, save 1k every month, not include bonus yet.. sounds do-able loh  Hmm, doable for people who have salary above 3k and less than 1k commitment..
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