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 STOCK MARKET DISCUSSION V133, Bear coming?

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SUSStupidGuyPlayComp
post Jul 5 2013, 09:50 PM

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QUOTE(Top Gun @ Jul 5 2013, 09:45 PM)
I thought MBSB not govern by BNM? It is belongs to EPF?
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hmm.gif EPF hold 65.5% MBSB share..........but this time BNM specially state the name of MBSB in the statement. No give face

http://www.bnm.gov.my/index.php?ch=en_pres...ac=2841&lang=en
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post Jul 5 2013, 09:55 PM

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QUOTE(Top Gun @ Jul 5 2013, 09:47 PM)
Not so easy to get approved. A lot of their products are for government servants only.
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hmm.gif easy approve or not I dun know, but high possible existing MBSB's customer are those lower group with high loan amount
low income high loan amount, so can summarize as long pay back period

"About 80% of the personal financing by NBFIs are granted to salaried households in the Government service based on automatic salary deduction scheme administered by the Biro Perkhidmatan Angkasa (BPA). By income categories, the majority of the borrowers of NBFIs earn a monthly income of less than RM3,000.

。。。


In 2012, the average financing amount for personal financing facilities extended by NBFIs (at RM68,000) was higher by 26% from the preceding year, and 30.2% higher than the average personal financing facility provided by banks. The proportion of new personal financing facilities by NBFIs which were for amounts that exceeded RM100,000 also increased significantly to 26% of total new facilities approved (2011: 15%)."

NBFI=Non bank financial instituition

This post has been edited by StupidGuyPlayComp: Jul 5 2013, 09:57 PM
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post Jul 8 2013, 11:27 AM

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QUOTE(yhtan @ Jul 8 2013, 10:12 AM)
Boarding at MAS A380 to London, at least 80% occupancy rate and still wondering how MAS report loss year and year
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tongue.gif They claimed the plane was old, oil consumption too heavy...............cant make money
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post Jul 8 2013, 11:30 AM

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QUOTE(river.sand @ Jul 8 2013, 10:53 AM)
I think MAS loses money on domestic routes.
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hmm.gif as I know they made money from domestic routes..............they plan to expand it too

they wanna cut the lose money INT route
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post Jul 8 2013, 11:31 AM

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hmm.gif No earth quake on MBSB, only drop few percent.............
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post Jul 8 2013, 11:54 AM

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QUOTE(SKY 1809 @ Jul 8 2013, 11:48 AM)
U know what,  MBSB is also operating so  called shadow banking like the Ones in China ..

Shadow banking poses problem to Malaysia

http://www.malaysia-chronicle.com/index.ph...3#axzz2YQFLaexT

In Malaysia, it isn't clear just how large the shadow banking system is as they are not captured in any formal banking statistics. But some estimates put it at easily several hundred billions the amount of money loaned out. Among the more prominent shadow banks are lenders such as the Government-owned Bank Rakyat Malaysia Bhd (Bank Rakyat) and public-listed Malaysia Building Society Bhd (MBSB).
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hmm.gif Malaysia's practice really not that transparent, especially to those government's company.

EPF hold 60% above of MBSB's share..........another not transparent company is MAS
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post Jul 8 2013, 01:12 PM

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QUOTE(SKY 1809 @ Jul 8 2013, 12:02 PM)
Few hundred Billions....in shadow banking

But no statistics kept and no controls......

Sad to see EPF entity is providing toxic loans in Billions....

A "shadow banking" crisis is looming if left unchecked and could potentially derail the Malaysian financial markets and economy.

Read more: http://www.malaysia-chronicle.com/index.ph...3#ixzz2YQJTkmNp
Follow us: @MsiaChronicle on Twitter
Maybe now under the BNM watchdog . hmm.gif
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laugh.gif You remind me EPF provide "loan" to MAS last year..............

no pay back date line, so this "loan" is foc? laugh.gif
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post Jul 8 2013, 05:04 PM

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tongue.gif aiya, today portfolio not doing good.........red
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post Jul 8 2013, 05:17 PM

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QUOTE(yok70 @ Jul 8 2013, 05:11 PM)
bull is still strong so far. the drop is not fierce.
possibilities:
the bear is still selling slowly since they got so much to sell.
the bull has been waiting for too long, they are no longer patient to wait for too long and start buying on every dips opportunity.

which one was it that is happening now? those who can tell will be billionaire soon.  tongue.gif

my portfolio has been sideline so far. ranging within a 5% range. maybe because my stocks are quite diversified, this up that down like that.  laugh.gif
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laugh.gif KLSE seem bullish maintain.........but not to asia market
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post Jul 9 2013, 05:09 PM

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QUOTE(yok70 @ Jul 9 2013, 04:56 PM)
old daddy panamy also want to touch all time high. where is the bear?  tongue.gif
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blink.gif I Q sell panamy high this morning..............come back from meeting..........it matched

should happy or sad?
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post Jul 9 2013, 05:20 PM

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QUOTE(panasonic88 @ Jul 9 2013, 05:14 PM)
Aww all sold ?

Pre-kaching the dividend $$$ also good mah  blush.gif
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hmm.gif high divvy but not single tier..............loss money in tax

I not prefer the divvy
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post Jul 9 2013, 05:20 PM

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QUOTE(PlayMaker` @ Jul 9 2013, 05:20 PM)
Personally think PANAMY can really hit RM30.
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laugh.gif then I chicken run
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post Jul 9 2013, 05:26 PM

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hmm.gif Based on closing price 27.10, panamy already +32.84% this year..............not bad in return

sweat.gif I always sell the share if meet 30%-45% in half year time

but panamy deliver a good result on last quarter, I may buy back
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post Jul 9 2013, 05:30 PM

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QUOTE(gark @ Jul 9 2013, 05:29 PM)
If like that mah forever cannot score a multiple 'bagger' loh  tongue.gif
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sweat.gif I kiasi, no skill for the multiple............until someone can teach me play share
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post Jul 9 2013, 06:01 PM

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QUOTE(Icehart @ Jul 9 2013, 05:43 PM)
Wow, MBSB took a beating. :swt:
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hmm.gif If I m the shareholder, conform will sell on yesterday already................
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post Jul 9 2013, 06:28 PM

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QUOTE(Icehart @ Jul 9 2013, 06:02 PM)
If want to change counter, what counter best now?  tongue.gif
I sold at 305 after it triggered my break-even call (and some dinner plate).
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hmm.gif I waiting beer counter, let it finish digest the tax increasing issue...............after the budget can board ship. Next year has world cup 2014 to support biggrin.gif
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post Jul 9 2013, 08:31 PM

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QUOTE(Icehart @ Jul 9 2013, 06:39 PM)
Tempting. Thanks, I'll hook some into my watchlist. GAB or Carlsberg better? Lazy do homework for now. Maybe later before I buy.  tongue.gif
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hmm.gif in term of price growth, GAB has better performance..........I may start buy in if RM17, targeting RM16

Carlsberg may buy on RM13.00..........firm buy on 12.00
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post Jul 9 2013, 08:32 PM

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QUOTE(Boon3 @ Jul 9 2013, 06:44 PM)
Ah Tan Tailou,

I object and I disagree. tongue.gif

laugh.gif

I seriously think that you folks focused too much on the dividends issue.
Dividends in reality is just bonus given to the shareholders from THE PROFITS of the company.
It's just a bonus.
If you focus too much on the 'bonus', I feel that one loses objectivity and you know very well that any company can just give out bonus (dividends) without having good profits ( they can just borrow) and such bonus is usually not sustainable.

For Panamy..

Was it a the dividends that is crucial factor that drove the stock so high?

Panamy chart from start 2012.

user posted image

What drove the stock higher to 22++?
When I made much noises about Panamy when it was around 22++, what was one factor I mentioned? tongue.gif
It then fell to 19.80++.
It started climbing since then. What changed?  whistling.gif

Was PROFITS a factor?
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laugh.gif I speculate the divvy news on panamy..............dun prefer receive the divvy actually
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post Jul 9 2013, 08:59 PM

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QUOTE(jasontoh @ Jul 9 2013, 08:39 PM)
I suffer lo, thanks to Ceti. Not only MBSB, even my small banks also kena hentam, as well as largest bank in Malaysia also drop a bit sad.gif
Luckily whenever some counters are performing badly, there are some who outperform, for me, this round is CBIP as well as HUPSENG. Waiting for MBL to catch up with CBIP.
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hmm.gif If you running a businees like MBSB, wont you feel risky? lending high amount money to those low income group with long pay back period..............quite risky I feel

anyway, it might a good news for MBSB..........as they are requirement that formal bank only allow offer 10 years personal loan, MBSB will meet this requirement, chance of convert to bank is higher
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post Jul 10 2013, 08:33 AM

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AAX listing day.............2.3b total share issued

let see the show

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