You will find it in application form / T&C / PDS.
However, the bank can revise any T&C including removal of waiver conditions or change of annual fee so no point to "keep this for reference".

Any idea if the Tokio Marine Life Credit Shield is a MUST?

I wonder we need to sign on this page or not if we not intent to sign up for the Life Credit Shield. And also the health declaration for item 6.

Anyone can confirm? Thanks.

This post has been edited by optional1988: Mar 30 2021, 02:06 PM

no need credit shield, then dont sign la

Ok, thank you

Nope.

Hmm okay. The agent said I must sign on that page. But I didn't and told him I don't want that protection.

Resubmit 11am

2.30 sms receive

RM0.00(RHB):Your credit card has been approved on 30/03/2021. The approved card is RHB Shell Visa Credit Card-i, please call 03-92068118 for inquiry.

I never sign and submit though agent's standard instruction is to sign on that page. However, as cardholders we will have to be vigilant in knowing what we are signing for. My agent did ask me when I didn't submit that page, I just told her I don't need it. No issue with that.

Very predatory. Lots of poor people will get shafted by such unscrupulous behaviour. I myself almost signed but usually I always read what’s on the page before signing. So thank god for that.

good practice

also, their staff would contact you for application form verification (in my case, they run through the details from 1st to last page).

so, this is also where you give your consent/agreement or disagree/reject on specific clause. since the conversion is recorded, do take the time to run through with them.

Indeed it is. I agree with you. I'm not sure how many have fell into this trap.

There is no such thing that we as a customer must sign something that we do not want. So just ignore him will do.

Your own preference.
Insurance is not always bad. When someone kena accident or illness he would appreciate.

Sign Up & Spend Offer: Additional 18% Cash Back, seems to have been credited into the card (but not visible in rhbnow app/web, yet, as of this writing)

my total outstanding reduced by RM10.80:

Last Payment Date	30/03/2021
Last Payment Amount	MYR 10.80

which coincide with my total Shell spending in Feb (RM30 @ 26 Feb + RM30 @ 28 Feb)

**updates: reflected in RHBnow **



This post has been edited by cybpsych: Mar 31 2021, 07:28 AM

I got mine too. Accumulated Shell petrol spend are entitled instead of RM50 per receipt?

where did you get this "RM50 per receipt"?

I read wrongly. Wrong info.

Referring to Shell card, for the second transaction 10% cash back, if I pay to someone else PayPal RM1000 money request, will I get RM100 cash back?

it's about eligibility of your 2nd transaction, which is whether Paypal is eligible or not.

check the t&c