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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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extinct_83
post Mar 29 2021, 10:28 AM

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Good morning - can anyone confirm that Shell Visa-i has a separate cashback from conventional Shell Visa?
cybpsych
post Mar 29 2021, 11:27 AM

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QUOTE(extinct_83 @ Mar 29 2021, 10:28 AM)
Good morning - can anyone confirm that Shell Visa-i has a separate cashback from conventional Shell Visa?
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yes
fruitie
post Mar 29 2021, 11:48 AM

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OK, just checked my approved CL for Shell Visa-i and the limit is slightly lower than 15k which is few times lower than my conventional limit. laugh.gif CashXcess 15k seems like not possible, may need to opt for lower amount if I really wanna opt for it la because I'm already servicing one on my conventional card. laugh.gif Good thing is it is more than enough for my usual cash back. Still grateful to have it approved. biggrin.gif
prince_darken
post Mar 29 2021, 12:01 PM

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QUOTE(fruitie @ Mar 28 2021, 11:48 PM)
Yeah this agent is very efficient. I applied all cards through her and all applications were approved very fast. I’m just surprised they will approve my Shell Visa Islamic card today, a Sunday. tongue.gif
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Would u mind to share ur agent contact no? Really appreciate it..
ThorWP
post Mar 29 2021, 12:05 PM

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QUOTE(extinct_83 @ Mar 29 2021, 10:28 AM)
Good morning - can anyone confirm that Shell Visa-i has a separate cashback from conventional Shell Visa?
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confirmed. separate CL too
!@#$%^
post Mar 29 2021, 04:09 PM

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add card is fast. submitted documents on friday midnight, friday afternoon verification call, today afternoon approval sms.
cucikaki
post Mar 29 2021, 06:16 PM

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If holding conventional rhb. Islamic one considered NTB?

Means can apply for 0% 12 months BT/cash twice?

10% capped rm100 cashback for 2nd transaction also twice?
fruitie
post Mar 29 2021, 06:21 PM

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QUOTE(cybpsych @ Mar 28 2021, 12:34 PM)
2x rm25 activating cashback - yes, already gotten both

10% activate & spend cashback - so far gotten 1, cuz wasn't targeting the 2nd (interpretation from t&c is only 1x) -- let's see if still can get at later months.

cashxcess - didn't apply. no use for it.
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QUOTE(cucikaki @ Mar 29 2021, 06:16 PM)
If holding conventional rhb. Islamic one considered NTB?

Means can apply for 0% 12 months BT/cash twice?

10% capped rm100 cashback for 2nd transaction also twice?
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Just gotta wait for more response.
guy3288
post Mar 29 2021, 08:02 PM

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QUOTE(ThorWP @ Mar 29 2021, 12:05 PM)
confirmed. separate CL too
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Separate credit limit?
Are you existing RHB credit card holder and you apply this new Shell card as "new card" and need to send income documents
correct??

I am existing RHB card holder, i applied this Shell card as "ADD card", no need submit income document, just need IC only and got the card
But my shell Visa card credit limit is share with my old RHB visa signature.

She said to get separate Credit limit for Shell card, I must apply it as "new card" not "ADD card"

Worse it seems my Shell Visa applied via ADD card is not entitled for campaign cashback!

Anyone existing RHB card holder who appled Shell visa card can share your experience,
i believe people here know more than RHB customer service

QUOTE(!@#$%^ @ Mar 29 2021, 04:09 PM)
add card is fast. submitted documents on friday midnight, friday afternoon verification call, today afternoon approval sms.
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Better check see if your Shell card credit limit is separate and entitled for campaign cashback RM25 and 10% cash back RM100
MGM
post Mar 29 2021, 08:26 PM

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QUOTE(!@#$%^ @ Mar 29 2021, 04:09 PM)
add card is fast. submitted documents on friday midnight, friday afternoon verification call, today afternoon approval sms.
*
QUOTE(guy3288 @ Mar 29 2021, 08:02 PM)
Separate credit limit?
Are you existing RHB credit card holder and you apply this new Shell card as "new card" and need to  send income  documents
correct??

I  am existing RHB card holder, i applied this Shell card as "ADD card", no need submit income document, just need IC only and got the card
But my  shell Visa card credit limit is share with my old RHB visa signature.

She said to get separate Credit limit for Shell card, I must apply it as "new card" not "ADD card"

Worse it seems  my Shell Visa applied via ADD card is not entitled for campaign cashback!

Anyone existing RHB card holder who appled Shell visa card can share your experience,
i believe  people here know more than RHB customer service
Better check see if  your Shell card credit limit is separate and entitled for campaign cashback RM25 and 10% cash back RM100
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I am an existing RHB cc holder, how do u "ADD CARD"?
contestchris
post Mar 29 2021, 08:39 PM

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Got any agent contact? I would like to apply for this.
guy3288
post Mar 29 2021, 08:44 PM

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QUOTE(MGM @ Mar 29 2021, 08:26 PM)
I am an existing RHB cc holder, how do u "ADD CARD"?
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I called up RHB said i want to apply, then an RHB agent contacted me and email me the forms:
see screenshot


inside there it says existing RHB card holder fill up the ADD card and only need send IC.

then SMS received card approved very fast indeed

How did you apply your Shell card? Are you existing RHB card holder?


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MGM
post Mar 29 2021, 08:57 PM

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QUOTE(guy3288 @ Mar 29 2021, 08:44 PM)
I called up RHB said i want to apply, then an RHB agent contacted me and email me the forms:
see  screenshot
inside there it says existing  RHB card holder  fill up the ADD card and only need send IC.

then SMS received card approved very fast indeed

How did you apply your Shell card? Are you existing RHB card holder?
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I am an existing RHB card holder but currently without taxable income so cant apply for new card. Thinking of applying for Shell & Shell-i basically for reloading to ewallet.
!@#$%^
post Mar 29 2021, 08:58 PM

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QUOTE(guy3288 @ Mar 29 2021, 08:44 PM)
I called up RHB said i want to apply, then an RHB agent contacted me and email me the forms:
see  screenshot
inside there it says existing  RHB card holder  fill up the ADD card and only need send IC.

then SMS received card approved very fast indeed

How did you apply your Shell card? Are you existing RHB card holder?
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yes fill this form. as far as i know there isn't any bank that give separate credit limit. it's always shared limit for conventional/ islamic entity.
MGM
post Mar 29 2021, 09:10 PM

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QUOTE(!@#$%^ @ Mar 29 2021, 08:58 PM)
yes fill this form. as far as i know there isn't any bank that give separate credit limit. it's always shared limit for conventional/ islamic entity.
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So u applied for both Shell n Shell-i using 1 form?
!@#$%^
post Mar 29 2021, 09:16 PM

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QUOTE(MGM @ Mar 29 2021, 09:10 PM)
So u applied for both Shell n Shell-i using 1 form?
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no. i already had conventional visa signature previously. few weeks back applied islamic shell card and approved with new credit limit. last Friday applied additional conventional shell card with shared limit to conventional entity.
guy3288
post Mar 29 2021, 10:56 PM

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QUOTE(MGM @ Mar 29 2021, 08:57 PM)
I am an existing RHB card holder but currently without taxable income so cant apply for new card. Thinking of applying for Shell & Shell-i basically for reloading to ewallet.
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No income document, you apply as ADD card, only need send IC.

but now we are unsure this ADD card Shell can get campaign promotion activate spend RM25 and the 10% Cashback RM100 or not.

CS said no, not entitled for that


QUOTE(!@#$%^ @ Mar 29 2021, 08:58 PM)
yes fill this form. as far as i know there isn't any bank that give separate credit limit. it's always shared limit for conventional/ islamic entity.
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ok you are same like me, existing RHB Visa Sig card holder,
except you apply Shell Islamic whereas I applied Shell conventionl using ADD card form.

Is your Islamic Shell visa getting the campaign Promotion activate spend get RM25 and 10% cahsback max RM100?
If yes , my conventional Shell visa should have a good chance to get also


QUOTE(MGM @ Mar 29 2021, 09:10 PM)
So u applied for both Shell n Shell-i using 1 form?
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If he applied using same form sure he wont get separate credit limit. The 2 shell cards will share same limit

To get separate credit limit must apply using NEw card form, and need income documents again

QUOTE(!@#$%^ @ Mar 29 2021, 09:16 PM)
no. i already had conventional visa signature previously. few weeks back applied islamic shell card and approved with new credit limit. last Friday applied additional conventional shell card with shared limit to conventional entity.
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Is your existing RHB Visa Signature sharing same Credit limit with your Islamic Shell card?
How did you apply the latest conventional Shell Visa? by ADD Card form as i showed above?



!@#$%^
post Mar 29 2021, 11:01 PM

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QUOTE(guy3288 @ Mar 29 2021, 10:56 PM)
ok you are same like me, existing RHB Visa Sig card holder,
except you apply Shell Islamic whereas I applied Shell conventionl using ADD card form.

Is your Islamic Shell visa getting the campaign Promotion activate spend get RM25 and 10% cahsback max RM100?
If yes , my conventional Shell visa should have a good chance to  get also
If he applied using same form sure he wont get separate credit limit. The 2 shell cards will share same limit

To get separate credit limit must apply using NEw card form, and need income documents again
Is your existing RHB Visa Signature sharing same Credit limit with your Islamic Shell card?
How did you apply  the latest conventional Shell Visa? by ADD Card form as i showed above?
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in short, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. visa signature is a conventional card therefore share limit with conventional shell card. islamic shell card has another credit limit. islamic shell card and conventional shell card DO NOT share same limit because as i have said, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. doesn't matter what form u use whether new card form or add card form, the above rule applies for most if not all banks. u have a conventional visa signature card, and therefore ur conventional shell card will share the same limit - regardless what form u use.

on the side note, existing conventional card users who apply for new islamic card or vice versa is NOT considered as new to bank.
guy3288
post Mar 29 2021, 11:21 PM

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QUOTE(!@#$%^ @ Mar 29 2021, 11:01 PM)
in short, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. visa signature is a conventional card therefore share limit with conventional shell card. islamic shell card has another credit limit. islamic shell card and conventional shell card DO NOT share same limit because as i have said, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. doesn't matter what form u use whether new card form or add card form, the above rule applies for most if not all banks. u have a conventional visa signature card, and therefore ur conventional shell card will share the same limit - regardless what form u use.

on the side note, existing conventional card users who apply for new islamic card or vice versa is NOT considered as new to bank.
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oh ok no wonder they say Islamic card got separate Credit limit and separate monthly cashback

your side note-? you mean both your New Shell Visa Islamic and conventional Shell Visa not entitled for campaign cash back?
You are not going to try swipe to get RM25 and that 10% cashback max RM100??

But tan aniki post 26.3.2021 10.22am said ETB he can get the 10% cashback also

ETB =existing RHB card holder
and he got campaign 10% cashback




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!@#$%^
post Mar 29 2021, 11:32 PM

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QUOTE(guy3288 @ Mar 29 2021, 11:21 PM)
oh ok no wonder they say Islamic card got separate Credit limit and separate monthly cashback

your side note-? you mean  both your New Shell Visa Islamic and conventional Shell Visa  not entitled for campaign  cash back?
You are not going to try swipe to get RM25 and that 10% cashback max RM100??

But  tan aniki post 26.3.2021 10.22am said ETB he can get the 10% cashback also

ETB =existing RHB card holder
and he got campaign 10% cashback
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u can try. either i didn't get or haven't gotten the rm25 activation cashback. though i can't say about the 10%, i didn't attempt. regardless, if u don't get, u can't argue cus it's written in terms and conditions. if u get then that's good. bonus.

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