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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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fruitie
post Mar 25 2024, 02:51 PM

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QUOTE(poweredbydiscuz @ Mar 25 2024, 02:45 PM)
No problem calling RHB CS.
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Thanks. I will call them later.
fruitie
post Mar 26 2024, 11:45 AM

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QUOTE(ineser @ Mar 26 2024, 11:16 AM)
Called RHB to waive my Service Tax few months ago, very fast. Within 3 working days reflected in the app.
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Yeah, I called them yesterday and it is so easy to get them now.

I need to spend RM 50x3 within two weeks to waive AF and also get SST rebate.

This post has been edited by fruitie: Mar 26 2024, 11:45 AM
fruitie
post Aug 27 2024, 07:08 PM

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QUOTE(cybpsych @ Aug 23 2024, 04:47 PM)
monthly min spend 2.5k, should be fine if you whack mostly to ewallets (or can be viewed as wastage too)

another good card is WMC. can get 90+ cb each month.

rhb vs or Cashback is good too but lesser cb. match their cb categories with your preferred spending lo.
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I didn't know WMC is also a good card. I cancelled the VS sometimes back. I can look into it.
Until today I'm not sure how the Shell Visa card works but I do get quite good cash back, RM 50 if I spend slightly more than 1k or something. laugh.gif
Sometimes below RM 1k also can get RM 3x-4x. Quite good but too bad I'm more focused on airmiles these days so I put lesser focus on cash back, however no harm to get another cash back card.
fruitie
post Aug 27 2024, 07:47 PM

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QUOTE(cybpsych @ Aug 27 2024, 07:32 PM)
I maximized it via Travel category

reload tng card at TNG hub @ nu sentral. use tng card for car park, tolls, etc. kaotim .. don't even need RFID/tng ewallet.

or use for grabcar direct payment.
for rhb Cashback card, I used few months. easy for me to achieve but the reward not satisfying hahah

just canceled last week.
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Thanks for the tips! I wonder how did you get RM 90+?
I don't have toll etc. but I'm wondering for Grab Car, only GrabCar? GrabFood cannot? tongue.gif
fruitie
post Aug 30 2024, 10:48 AM

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QUOTE(kimgy86 @ Aug 30 2024, 08:39 AM)
anyone applied RHB BT 12months 0%?
I applied last week and successful
applied for the 2nd time today but failed
not quite sure why...
the promo 0% only can apply one time?
TQ
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There was no issue, though. I applied back-to-back and transferred to the same card on Monday and Tuesday, and the money was received on the same day.

This post has been edited by fruitie: Aug 30 2024, 10:49 AM
fruitie
post Aug 30 2024, 11:17 AM

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QUOTE(cclim2011 @ Aug 30 2024, 11:03 AM)
hi, is this for existing bank customer also? i log in rhb online and couldnt see the 0% thingy in the BT. thanks
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Yes, existing. Only for August.
https://www.rhbgroup.com/-/media/microsites...nking_Aug24.pdf
fruitie
post Aug 30 2024, 11:25 AM

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QUOTE(MGM @ Aug 30 2024, 11:23 AM)
Miss this n it is ending tomorrow, wonder is it to late to apply today?
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No, it is not. I applied twice this week and money transferred to the bank on the same day.
fruitie
post Aug 30 2024, 11:56 AM

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QUOTE(cclim2011 @ Aug 30 2024, 11:40 AM)
thanka fruitie. just saw it 0% for bt and apllied. i was checking the cash xcess earlier.
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Yes, only BT.

QUOTE(sjz @ Aug 30 2024, 11:40 AM)
yes. i am pretty surprised the speed for RHB online BT is that fast.
funds receive on the same day!
superb speed!  tongue.gif  tongue.gif

i'm not sure any other bank BT can match this speed
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Ya, I got a shock too. laugh.gif
fruitie
post Oct 10 2024, 01:50 PM

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QUOTE(Duckies @ Oct 10 2024, 01:42 PM)
Oh? That means i can apply both card and maximize the cashback for e-wallet if I spend more than 2.5k?
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Yes.
fruitie
post Mar 25 2025, 03:59 PM

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Can we still get an SST rebate from RHB for existing users? Note that I'm asking for a rebate, not a waiver. My Shell conventional has been charged and Shell-i is on the way, as I got them just weeks apart.
fruitie
post Mar 25 2025, 04:06 PM

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QUOTE(ericlaiys @ Mar 25 2025, 04:05 PM)
only will know when you call cs. quite subjective
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Oh my, their CS which will take gazillion years to pick up based on my experience. Hope it is improved now. I used to use the chat function in their website in the past but I find their replies are not that fast and I may forget after I sent them. tongue.gif

OK, will call them soon.
fruitie
post Mar 25 2025, 05:09 PM

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QUOTE(ideaplus @ Mar 25 2025, 05:07 PM)
Yes, my case is that I need to use it three times within 2 weeks.
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Thanks! That's not too bad. biggrin.gif
fruitie
post Mar 25 2025, 06:06 PM

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QUOTE(MGM @ Mar 25 2025, 05:19 PM)
Got my new rhb shell cc early Jan n was charged sst.
Then my existing rhb reward cc late Jan was charged sst.

Call CS in Feb for sst rebate.
Reward cc sst rebated same day without condition.
Shell cc with condition, after spent 3x then next day rebate credited.
This round very efficiently done.
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Awesome, that sounds rather positive for me. I hope my Shell-i will be charged too soon so that I don't need to call twice. tongue.gif
fruitie
post Mar 26 2025, 01:26 PM

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QUOTE(tan_aniki @ Mar 26 2025, 01:19 PM)
yes still can

user posted image

user posted image
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Great, though it took some time but it is still happening. laugh.gif
fruitie
post Apr 2 2025, 11:57 AM

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QUOTE(fruitie @ Mar 25 2025, 06:06 PM)
Awesome, that sounds rather positive for me. I hope my Shell-i will be charged too soon so that I don't need to call twice. tongue.gif
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Finally, the SST is charged on my Shell-i too so I called CS to ask for SST rebate and given for both Shell Conventional and Islamic with no spending condition. thumbup.gif
fruitie
post Apr 13 2025, 04:36 PM

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Imagine if we are required to open bank account in every bank that we have credit cards with them? Literally it’s a game over for me when I have so many. laugh.gif Just joking.

At least these days interbank transfer is free and instant (if choose instant), unlike last time we had to pay and it wasn’t instant. sweat.gif
fruitie
post Apr 14 2025, 03:10 PM

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QUOTE(fruitie @ Apr 2 2025, 11:57 AM)
Finally, the SST is charged on my Shell-i too so I called CS to ask for SST rebate and given for both Shell Conventional and Islamic with no spending condition. thumbup.gif
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The rebate was already given to my Shell conventional card on 10th April but nothing for Shell-i even I called at the same time. I just called CS to check the status for Shell-i and said it could be I usually spend lesser than the conventional card, so it will take more time to credit. sweat.gif Asked me to check again in next statement. Let's see.
fruitie
post May 26 2025, 02:46 PM

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QUOTE(leo_kiatez @ May 26 2025, 02:45 PM)
Would you receive both separated cb quota for shell visa and shell visa-i?
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Yes, separate quota.
fruitie
post Jul 3 2025, 11:25 AM

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QUOTE(MGM @ Jul 3 2025, 11:23 AM)
Buying tng pins counted in minimum spend for Shell visa cc?
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Yes, as filler but no CB.
fruitie
post Jul 8 2025, 08:33 PM

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QUOTE(~~5ive~~ @ Jul 8 2025, 08:29 PM)
Does youtube premium subscription considered as oversea spending?
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Though I don't charge my YT Premium subscription to RHB card but other card, it is charged in MYR as the subscription is quoted in MYR.

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