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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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victorywp
post Dec 7 2022, 06:51 AM

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QUOTE(blackseed202 @ Dec 7 2022, 03:20 AM)
Ive received it too but havent activated it yet. mainly using the shell one.not sure worth the money for activating and paying the sst for.

Do you recommend using it?

The 3.5k spending is quite high
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For me, it surely worth activating it. Bcs the person who signed up for me pays rm100 to me as long as i activate and use it for any rm50 transaction.

I don't really recommend using it unless ur lifestyle fits into their cashback categories.
victorywp
post Dec 7 2022, 06:51 AM

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QUOTE(tlc7 @ Dec 7 2022, 03:39 AM)
1. Does the 24 swipes of shell card includes ewallet topup?

2. Can i just top up 450 at shell station & another 2050 through the app & get 100 cashback monthly?
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1) Yes

2) Yes
victorywp
post Dec 7 2022, 02:52 PM

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QUOTE(blackseed202 @ Dec 7 2022, 10:20 AM)
Oh so the cc agent gave u part of the commission is it? Haha. How about renewal?

And yeah. With so much more cc available now the headache of managing another cc is not worth it for the cashback. I dont usually use car rental. Dining and petrol is good but to achieve the 6% tier i have to topup my other e wallet etc so too much hassle i guess. I suppose ill just keep it for a while waiting if they have any new cashback updates

Thanks for the input
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Yes, nothing to lose. Swiped rm50 and received rm100 from him right after swipe. I think i wont be renewing it since I have many other better cards. If they give cashback for ewallet reloads maybe I will consider to keep it.

The only category I am currently lack of is dining, but 3.5k per month is too much for me.
victorywp
post Dec 8 2022, 06:05 PM

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QUOTE(TendouSouji @ Dec 8 2022, 10:51 AM)
May I ask which shell station allows tng topup using card? Went to one today and got told boss tak bagi guna card lol
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Someone reported that there's one at batu tiga towards shah alam, but I haven't test it out myself to confirm it.
victorywp
post Dec 10 2022, 11:09 PM

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QUOTE(HenryJay @ Dec 10 2022, 05:41 PM)
May I ask for shell card, only spending on ewallet top up would eligible for Cashback?
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Grocery, online, utility.. and obviously shell petrol too
victorywp
post Feb 2 2023, 07:57 AM

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QUOTE(SavageJoe @ Feb 1 2023, 11:50 AM)
Since Shell card need to hit 2.5k per month...
Does Balance Transfer amount counted in as spending?

Thankiu... brows.gif
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Of course not counted. The better way is to reload to your ewallet and transfer out. Not necessarily must transfer to your casa, you can directly transfer out to pay your loans or credit cards accounts.
victorywp
post Mar 14 2023, 02:46 PM

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QUOTE(jwgs0010 @ Mar 2 2023, 06:59 PM)
Hello, sry to bump up this old msg, was looking for tips to utilize the card, can explain in more details with example? How to pay credit card bill with ewallet?
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If you use tng ewallet, you may use the duitnow feature to pay your cc account or loan account. Just key in the bank, account number, amount.
victorywp
post Mar 16 2023, 12:52 AM

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QUOTE(sjz @ Mar 14 2023, 03:45 PM)
be responsible.
don't simply give a method without disclosing the risk of account being banned from using cc reload if the duitnow is used within a short period after cc reload.
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If you think that's a risk of getting banned (because it happened to you or to someone you know), then you just highlight it by replying in the next post. Why do you want to accuse me of my post?

Fyi, i have been doing it ever since tng came out with the duitnow feature. I'm just suggesting based on my own experience and i did not receive any ban or warning from tng.
victorywp
post Mar 16 2023, 12:53 AM

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QUOTE(Chinus @ Mar 14 2023, 05:29 PM)
By using this method to pay cc & loan, will be very high possibility of getting ban right?
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I'm not sure, at least nothing happened to me since the day i used it this way.
victorywp
post Mar 16 2023, 12:58 AM

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QUOTE(sjz @ Mar 15 2023, 10:04 AM)
yes. very high risk, especially if you do the duitnow within 24 hours after cc reload.
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Ok, it seems like you know it's very high risk using duitnow within 24hours after cc reload. So use it at your own risk for tng.

On another note, you can reload it into bigpay and transfer out via duitnow immediately. Yes, i mean immediately. And for this i can confirm that there's no risk of getting banned. I have been doing it every month and for years already.
victorywp
post Mar 16 2023, 01:12 AM

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And before someone try to accuse me again, i would like to clarify that i have never tried to immediately transfer out after reload tng with cc before. Why? It's not because i know the risk and i tried to hide it from anyone.

It's because i use tng as my savings account + fd by putting it into go+. I always maintained it at rm9.5k to get 90sen interest every day. And i only transfer out to pay all my cc & loan accounts when they are due.
victorywp
post Apr 3 2023, 09:55 PM

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QUOTE(myahsam @ Apr 2 2023, 10:04 PM)
Just quick chk is pay wave in shell petrol station able to get cashback for rhb shell?
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No problem for rhb shell, even if you use it manually inside the shell select shop also can get the cb.
victorywp
post Apr 28 2023, 11:38 PM

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QUOTE(Darren @ Apr 27 2023, 11:07 PM)
Hi bro,

May i check for RHB SHELL Credit card, the cashback calculater/capping is based on statement date or monthly spending?

jz wan to double check and manage my spending since my statement date is on 22 of every month....

let say i jz make payment for utilities rm2500 on 12april and get max cashback rm50 on my 22 april statement....if i make other payment now, did i entitle for utilities cashback on my next statement(for new utilities payment on 23-30april)?
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It's based on statement, mine also on 22nd. So i usually do my first transaction on 22nd and my last 3-5 days before 22nd.
victorywp
post May 5 2023, 09:29 PM

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QUOTE(Super2047 @ May 5 2023, 06:43 PM)
There isn't such an option when I login to rhb e banking. All the cashXcess plan comes with interest.
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ask the agent who signed you up to do it for you.
victorywp
post May 16 2023, 06:45 PM

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QUOTE(KenYoung @ May 16 2023, 04:46 AM)
hi all,

been reading the past few pages back and couldnt really grasp which card u guys discussing about? is it the Shell visa?

looking for some advice actually,
if im getting the Affin Duo card and i dont use Petrol..

which RHB suitable for me ah? planning to get the RM400 frm ringgit plus...lol. any1 successfully got that?

am thinking the World Mastercard for my Travels (PPL) but just want to seek a 2nd opinion...
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if you dont use petrol, surely you dont need shell visa. but shell visa is really worth if you use ewallet and petrol.
victorywp
post Aug 22 2025, 07:34 PM

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QUOTE(sjz @ Aug 20 2025, 11:53 AM)
yup guess so too..
which is a good thing for RHB Shell cardholders to enjoy while it lasts  tongue.gif  tongue.gif
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Any latest announcement that they resumed the changes? Or it's still maintain postponed?
victorywp
post Aug 24 2025, 11:49 AM

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QUOTE(LemonJane @ Aug 23 2025, 10:17 AM)
Yup my cashback is also in
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user posted image

Mine cashback is in too. So for the new statement month, still follow this old cashback system or the new cashback system is now activated?
victorywp
post Aug 24 2025, 06:24 PM

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QUOTE(lovelyuser @ Aug 24 2025, 12:29 PM)
You received any update from RHB or saw anyone post new cashback system start effective here?
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Because my latest statement still showing this under the important announcement:

QUOTE
Enhanced Benefits for the RHB Shell Visa Credit Card/-i
We would like to inform you that the benefits of the RHB Shell Visa Credit Card/-i will be revised, effective 28 July 2025. Please refer to RHB website
https://www.rhbgroup.com/others/highlights/index.html for details.
victorywp
post Aug 24 2025, 06:32 PM

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QUOTE(xiaoxiaoshen @ Aug 24 2025, 01:23 PM)
for new CB, even anounce it take effective time, so at least now this month after 22th, will be the same.
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Since they maintained the same notice under the important announcement in our statement since 28/7, the effective time could be anytime now as they wished right? Or they still have the obligation to follow up with a new announcement with a new effective date?
victorywp
post Aug 25 2025, 10:22 PM

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QUOTE(cybpsych @ Aug 24 2025, 07:59 PM)
stateemnt portion, they didnt change it. treat it as marketing banner. it may not be updated/relevant anymore.

deferrment notice on 28 July 2025 already stated initial notice already deferred until further notice.
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Yeah.

QUOTE(lovelyuser @ Aug 24 2025, 08:28 PM)
https://www.rhbgroup.com/-/media/Files/othe...H20250728-1.pdf

The memo here already mentioned until further notice...stay calm, no fret... keep track of this topic, any new update some member will post here, sometimes even faster than RHB official....
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Lol faster than rhb means they are the rhb insiders.

QUOTE(lovelyuser @ Aug 24 2025, 09:57 PM)
It's a change of benefit, not penalty or fine or charge or any harmful clauses to users. Benefit change then we reassess if worth to stay, if not we cancel and move on, look for other cards with better benefit, and RHB will feel the pinch. That's how things work...

Aiyo....why so worry? I never thought until this extend ler...
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Yeah, I already signed up affin duo immediately after the enhancement announcement back in july.
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