I don't use petrol... Where to purchase TnG ewallet reload PIN now? I have been disconnected for the longest time.

b4 8 sep

This is a bad card now considering there's alternatives out there.

RM250 petrol to get RM30 cashback - still okay if you do not have other petrol card. If you have UOB One, you can easily get RM100-RM150 worth of petrol there at 10% CB.

RM500 eWallet to get RM10 - still ok but nothing to shout about.

RM250 TNB to get RM10 - effective is 4%, if you know how to use Spaylater and Amex you can get 5% CB

Groceries is also effective 4%, if you have CIMB Petronas you can get 6% or UOB One 10%.

Oversea is a wild card, may prove to be useful if you need to make a foreign purchase and get RM50 for RM1k spend.

I thought AMEX can't be used for TNB (utilities) to get cashback?

Read the sentence again, properly in its entirely. Don’t just scan through keywords. Ppl put so much effort explain nicely, but the reader so lazy to read.

I think for overseas shell card is still useful with 5% cashback. Most of the overseas card is points card.

Charge higher ~2% vs debit/prepaid/local debit cards, for foreign currency transactions.
So net gain ~3%.
Minimum spend RM500 but don't spend beyond RM1000, it is a bit challenging.

Good thing for RHB CC is... RM transactions but foreign gateway (not "MY") are considered overseas transactions, eg Agoda..SG, Temu..SG.

This post has been edited by ClarenceT: Sep 26 2025, 12:10 PM

FX got surcharge
then on top got admin fee...

won't GX or RYT debit card be better

5% Cashback to offset ~2% forex surcharge. (Transactions in foreign currency)

If RM transactions (eg Agoda...SG), 5% cashback, no cross border fee.

This post has been edited by ClarenceT: Sep 26 2025, 12:20 PM

Called RHB bank regarding the missing cash back based on new benefit. Was told that it will only be credited in the next statement. Let's wait and see if it's correct.

After receiving that final cash back, bye bye RHB. I will proceed to cancel both my Shell and Shell-i.

hi

i just received CB on 22/9/25, shall be the transaction before 9/9 i guess.
so the new rate for the transaction after 9/9 even I got the CB on 22/9/25 on statement which previously also debit after 22/9

mind to share with me? thanks

This post has been edited by asiatrader98: Sep 26 2025, 06:48 PM

The missing cash back on new benefit will auto given to all who meet the spending or only those call cause mine also never recieve the extra cash back?

Minimum spend RM500 (120 USD or so) - for bigger items a bit. Not for smallish online purchase. But agree quite good.

RHB website down ah, event app also cannot use




This post has been edited by Haloperidol: Sep 27 2025, 11:27 AM

Works for me currently...

Statement date : 26th
No rebates received at all (new nor old system)

Is this the same with everyone ?

Finally someone same as me. 26th too. No old rebate no new rebate.

What a mess for their new cb implemention. So many discrepancies

I got it on 22/9 (statement date) which is my previous rebates received date
but I am a bit confused, is this rebates come from 23/9 until 8/9 ? If this is the case, will my next rebates received (new rebates rate) date will be after 9/10? I doubt about it

This post has been edited by asiatrader98: Sep 27 2025, 04:14 PM

Ya same here, very weird