$100 per submission or approval? Citibank ah? It is very hard ah....especially nowadays many banks offer nvr expired points la, free 4 life la, n etc. sometimes u'll have to walk add up dunno how many kilometres but 0 application, energy wasted, $ wasted, time wasted. But if part time different la...u're not tied to the bank itself. so u don have a target everymonth.

I was fulltime, n it's very funny to know that there r some ppl living n working in KL dunno what is a Credit Card, i once talk to this guy for 1/2 hour standing trying to persuade him to apply a credit card, finally he agree but he give me an ATM card instead! In the end...0 business