Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

> Asset Allocation Investing using US ETF, Basic approach to asset Allocation ETF

views
     
oneeleven
post Jun 18 2014, 11:32 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
Hi Dreamer,

Do you still hold the same Vanguards as listed last year?

With everything so high now, is it a bad time to get into more Vanguards, or what is reasonable value now?

Are Vanguard high risk mutuals like ETFs?


oneeleven
post Jun 19 2014, 12:09 AM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
TQ Dreamer, I was not paying attention. So if I were to want to get into a Vanguard programme, I should set up asset allocation charting and study for some time before even buying the first set?
oneeleven
post Jun 19 2014, 09:04 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(dreamer101 @ Jun 19 2014, 01:00 AM)
oneeleven,

You should START by reading this thread from beginning to end.

<< I should set up asset allocation charting and study  for some time before even buying the first set?>>

You are not even close to what asset allocation mean to begin with.

Dreamer
*
Hey, I did, and am trying to understand. Some of us have no financial training. You have been patiently answering all kinds of questions from others and I appreciate that. Just that I have already have access to Vanguard and am wondering what is the next step. Is there more than just taking their shop-front advice?


oneeleven
post Jun 19 2014, 09:14 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(dreamer101 @ Jun 19 2014, 09:09 PM)
oneeleven,

http://www.bogleheads.org/wiki/Category:Asset_allocation

The next step is to pick asset allocation that make sense for you.  Above URL has a lot more materials.

Dreamer
*
Ah, lots of homework. The "Lazy Portfolios" looks like my speed. Thanks for the leads, really!
oneeleven
post Jun 24 2014, 10:08 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
Is this period of record high prices a bad time to start any long term program even with 60-40 funds like Vanguard VSMGX?

Won't the fees from regular rebalancing of ETFs lose most of the edge over just sitting on the above?
oneeleven
post Aug 1 2014, 10:50 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
Dreamer,

Thanks for really dumped down sketch which my dumbness can grasp. Since I can buy Vanguard mutuals, are there any that do the same without intervention?

111
oneeleven
post Aug 2 2014, 12:20 AM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(dreamer101 @ Aug 1 2014, 11:45 PM)
oneeleven,

I do not understand what you are asking.

Dreamer
*
Is/are there Vanguard funds that if I buy similar amount over time, they do the same thing as your self-managed system? I'm wondering if a balanced index fund like VBIAX, VBINX, VWENX is similar but 60/40?

111

This post has been edited by oneeleven: Aug 2 2014, 12:47 AM
oneeleven
post Aug 2 2014, 01:04 AM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(dreamer101 @ Aug 2 2014, 12:50 AM)
oneeleven,

Yes.  But, you have to be US resident in order to buy those funds.

Dreamer
*
Noted. Looks like some us here do have access. Going via those funds would avoid accumulated fees and reduce time spent managing, so an easier route with similar result?

111
oneeleven
post Sep 1 2014, 06:28 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(soven @ Aug 30 2014, 12:48 PM)
Dreamer, any thoughts on Singapore STI ETF?
*
I asked. There may be taxation restrictions for foreigners, meaning, may be not allowed.
oneeleven
post Sep 2 2014, 06:08 PM

Regular
******
Senior Member
1,507 posts

Joined: Dec 2005
QUOTE(wodenus @ Sep 1 2014, 08:15 PM)
That's weird.. you can buy Singapore equities, but you can't buy Singapore ETFs?
*
Sorry, maybe I did not understand fully. I was advised not to because of taxation regulations. Not sure if he meant not allowed. I should check again next chance. Anyway foreigners (non-SG) should get details before transferring any funds.

 

Switch to:
| Lo-Fi Version
0.0530sec    2.04    7 queries    GZIP Disabled
Time is now: 6th December 2019 - 06:36 AM