people judgment i would said if you feel fishy don't invest or ask any question it made you get into it .
just from my 2 cents . for me 12% is not very high as return , but at least you know your money is growing not depreciating . i would said if you really want to know about it keep it positive mind and go over and ask them . if you feel anything is not right just pull yourself away. Don't waste your time sitting there and think how does this work . . it's your money anyway .

they won't get affected by the news right ?
You are the owner of the oil barrel that you confirm purchase and at the agreement that they will need to pay you on what's the contract as you sign ma ?
No? Like every time you sell your oil barrel , you get you 3% straight every 3 months . not like this one?