Boss, I prefer the 2nd smallest size, 900+ sq feet unit due to 2 bedrooms + study room and if I can remember correctly, it is corner unit or detached unit. Kekekekeke. Unsure if they had changed the master plan.

Face East is facing LDP right? Not sure whether it will make a noise and perhaps I should drop by and visit's A'Marine units facing LDP to test it out or else, got to sort out facing West for beauty.

Sigh, I still prefer North and South orientation.

No, LTV not hit in this criteria.

Any of the husband or wife name would be eligibe for 90%.

If Joint name now, then it is LTV 70% due to husband + wife already 2 existing home loans.

Boss, are you sure, can share which bank can do so?

As per my understanding with few big banks with the BNM guideline, LTV 70% rule is based on number of total housing loans for all the applicants under the same credit application.

Home Loan 1 : Husband's name ( S&P Husband & Wife )
Home Loan 2 ( 2nd property ) : Wife's name ( S&P Husband & Wife )

Although this is their respective 2nd home loan for each of them but it would be the 3rd home loan based on the single Credit Application ( where both applicants already owned a total 2 existing housing loans )

Unless HL1 and HL2 is same property and joint name, then the new loan is eligible for max 90% loan.