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V11 - Property Prices Discussion, Intelligent debates only pls
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cheraspeople
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 Jul 1 2013, 02:49 PM
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QUOTE(tikaram @ Jul 1 2013, 11:44 AM) why big mall here and there... do we have money shop shop shop? Middle Class landed house owner can't even pay Rm45 per month for their safety and sleep in peace...  come come FSA 2013...  more shadow banking and more un-recorded debts from recorded debts...so that our minister can said...our debts is lower wo... Can't judge by that ma. My neighbor driving Lexus & Civic also not paying security fee. KL people very rich one. |
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cheraspeople
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Jul 8 2013, 03:59 PM
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QUOTE(kidmad @ Jul 8 2013, 03:15 PM) that's why my focus is within the region of 250k - 400k. Myself do agree that the bubble is building up but anything below rm350 psft i think it's a safe buy. Those above the region of rm1000psft will be the first to kena hit if anything really do happen. made a mistake... should have not wait until after the election.. The /condo's in shah alam area is all being jacked up.. im kinda pissed cold calling the agents... i was like WTF.. they posted up 3 days ago.. when i call them they said "sold"? got xxxx or not... They don't even bother to recommend me any other thing, especially the chinese agents.... to my surprise they don't seem desperate for business while some of the malay agents seems to be nicer cause they will recommend something somewhere else at least... ;( too bad mine was after 2010... while the one i bought on early 2009 is sold right after a year and a half. Ya. I also looking for the G&G landed house in the range of 250K to 400K for a 2000sq+ size in KL. Still not luck getting one  |
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cheraspeople
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Jul 10 2013, 09:08 PM
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QUOTE(kidmad @ Jul 10 2013, 06:08 PM) Why would your parents laugh when ppl took a 9 year loan for hire purchase? I've changed 3 cars in 6 years and all of em I took 9 years. What's the problem? maybe you should enlighten me. The most I lost as compared to others would be a couple of thousand when I try to sell them back to the bank but my banking account is cash loaded I have no problem doing that. In 6 years time I did twice early settlement for my hire purchase and once for my home loan. Taking longer tenure period loan does not mean it's a stupid move to begin with. Especially when you know what exactly you can do with your money.  It is still not a wise choice when u take 9 yrs loan and yet only used the car for 2 years (3 cars in 6 years) but paid for 9 years interest. In fact in many cases people going for 9 years loan is because they simply can't afford higher repayment. Anyway, i won't laugh at those people because it is bad to look down on people. |
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