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 V11 - Property Prices Discussion, Intelligent debates only pls

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Rooney1985
post Jul 17 2013, 05:02 PM

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QUOTE(AppreciativeMan @ Jul 17 2013, 04:56 PM)
Exactly! So there is no worry when bank give loan to u!
If my Rule of Thumb:
#1 Live life to the fullest.....
#2 Always be Happy.....
Together with this quote of mine.....
If it is a problem, there is a solution. If there is no solution, then that is not a problem. It is call a Fact.
So why fear or worry?
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Totally agree with your points.

If you find a property that you like but the price is too high and you can't get a loan (problem), don't buy (solution) - no fear, no worries
If you find a cheaper property that you can get a loan for but don't like (problem), don't buy (solution) - no fear, no worries

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Rooney1985
post Jul 17 2013, 05:13 PM

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QUOTE(AppreciativeMan @ Jul 17 2013, 05:07 PM)
laugh.gif  laugh.gif
Whatever context in this forum or post, u can also link to "don't buy''....  notworthy.gif  notworthy.gif
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It's about time biggrin.gif

Anyway that's the solution right? feel free to give a better solution to the below scenarios.

you like a property but can't get a loan... how to buy??? so only way is don't buy ... solved
you find a property can get a loan but don't like the place... and you still buy??? so you buy something you don't like??? then everyday you tell yourself I pay hundreds of thousand for something you don't like... no right??? so solution ... you don't buy.... solved
you find a property that you like, and you can get a loan then you buy lo... solved

Its not about linking to "don't buy"... its facts are simple to tell... its lies that is difficult and gets more and more difficult to cover.

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This post has been edited by Rooney1985: Jul 17 2013, 05:15 PM
Rooney1985
post Jul 17 2013, 05:31 PM

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QUOTE(AppreciativeMan @ Jul 17 2013, 05:23 PM)

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Whether big or small problem that you can't get the loan is still can't get... if you can fix it, then it means you can get... so if you like the place then buy la.

It's the given la, you like the place and you can get a loan then you buy, that's what everyone is doing now no???

The problem is, for the amount of loan people can get, they don't like the place... so how? don't buy lo... very simple. no fear, no worries.

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Rooney1985
post Jul 17 2013, 05:35 PM

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QUOTE(kidmad @ Jul 17 2013, 05:26 PM)
fixed for you la. Solution is within your hands. Don't give excuses.
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Wow your solution is for a person with multiple characteristics... 1st person doesn't accept the fact and therefore looks for ways to increase income, 2nd person accepts the fact and buys and stays... LoL... Champion's answer.. I like it...

No one giving excuses la... why la so defensive again... chill la... you work harder to buy the place you like end up you don't have health and time to enjoy the place and can't live life to the fullest... you buy the place you don't like and stay first everyday you look around and you also cannot live life happy... already your solution doesn't meet the two rules of thumb by App-man.

But one thing I agree... solution is in your hands... no one forcing you to buy or not to buy... that's your call.. and don't complain either... if you like a place but won't go down on their asking... just walk away... no point wasting time say to him "so expensive, can't afford"... simple... one offer, take it or leave it.

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This post has been edited by Rooney1985: Jul 17 2013, 05:39 PM
Rooney1985
post Jul 17 2013, 11:31 PM

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QUOTE(agentdiary @ Jul 17 2013, 10:36 PM)
accetera dont understand what I tried to explain but other deserve to know.

BNM has released about 24b liquidity for the past 5 month (how much? half of the cost of total MRT line 1+2+circle combined!) to stabilize the market. It is not even include month of June onward where the higher pressure start to take place around the world, that's the time MGS start to raise by over 25bps and no sign of slowing which force an even more actively intervention past few weeks.

accetera though high deposit is sign of high liquidity. (cant believe he said can so). The reason for high deposit is the require ratio is out of balance due to liquidity squeeze!! (ie. outstanding bill, deposit FI...)

High MGS yield was only seen pre 2008 period and it has come back for real! Personally I think the upward trajectory is quite significant.
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Wow!! Really?!? If that's the case we're really heading for a bumpy ride... No wonder RM currency is dropping... The major portion of this liquidity would also go to unproductive purposes like corruption
And therefore value is already overstated in terms of prices which is further spilled to surrounding developments that is absorb by public consumption which is in turned fueled by???? Debt, debt and more debt... So when we remove everything in the middle of the equation... It becomes clear that a portion of what the consumers are borrowing and repaying is in actually fact paying for the multiple layers of corruption!!! Hmmmm... And we've got a bunch of up campers here promoting this? Does this imply that they are pro corruption? I hope not... I hope they aren't here to mislead the general public... Well what I'm happy to hear is we had someone commending DAP... Well done... As for the others who are indirectly pro corruption... Shame on you... smile.gif

This post has been edited by Rooney1985: Jul 17 2013, 11:33 PM
Rooney1985
post Jul 18 2013, 09:03 AM

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QUOTE(kidmad @ Jul 18 2013, 07:53 AM)
Rooney what rubbish is this about corruption. Base on your argument you should really apply "tak suka, then you keluar" idea. Corruption is everywhere in Malaysia perhaps even the shop whom u go makan everyday is paying RMxxx weekly or monthly basis to MB. Time to think straight. Those corrupted fellows are always there so should you just stop living?

There are alot of ppl joining Bersih 1.0, 2.0, 3.0 and more to come. My father joins them too but the problem is not the government.. It's the people. We are still living in a 3rd world mentality country. If everyone is so against corruption, bribery and treachery, BN would not have the 49% vote during election. Before we can change the country the first thing you have to change is yourself. Stop blaming corrupted politcs... The corruption happens because there is someone out there who is feeding them.  smile.gif
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Chill man... If you wish to criticise and insult the opinion of others by saying its rubbish, I can start that too... However, I got better things to do than stoop down to your level..

Just relax... Not everyone is going to think like you or accept your opinions so chill... its not about majority vote anymore... and you forgot the percentage coming from the banglas... However, I agree with two of your statements... which is also implied by my earlier post (which you labelled as "rubbish")...

1) Corruption is everywhere; and
2) Corruption happens because people feed it

Based on the above, if its everywhere... I'm definitely sure its in construction/ development/ property as well... from the licenses, to material supplies, import duties, sales launching, sub-sales, etc, etc and of course the overlaps from everyday life... so all these cost of corruption from the various layers are absorbed into the price... which people like you and I will have to pay for... So... are we not feeding corruption??? And if you labelled my comments rubbish... isn't yours worse than rubbish (a replica of my statements).

End of the day, just relax... why so up tight... and as some here would say... good morning and have a good day.

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Rooney1985
post Jul 18 2013, 09:04 AM

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QUOTE(barbabas @ Jul 18 2013, 08:39 AM)
Im not labelling but based on the opinions and arguments,  IF I'm a boss I would like to put:

Accetera : Head of Strategic Div
Agentdiary : Head of Risk Div
Kidmad : Head of Business Dev Div
Rooney : Special officer CEO office

Don't angry ah tai kor..joke2 only. Im enjoying all the opinions and articles forwarded even most of the time my views differs. But hey,  nobody's perfect anyway and humbly I do learnt a lot.

What we are talking is about the future, so for me no ones right or wrong. We see things as how we like to see it meaning that our appetite may not be the same.

But knowledge in the other hand is very very crucial. Oh how I love readings them posting that somehow sometime can be very emotional..sob sob..

Salam 1Malaysia ; p
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Everyone is different... not better not worst just different (copied from radio ad)...
Rooney1985
post Jul 18 2013, 09:05 AM

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QUOTE(AmayaBumibuyer @ Jul 18 2013, 08:46 AM)
Yeah I really dunno what are you talking about here? So coruption is the cause of bubble? What? How are the up campers promoting this? Really don't get you. I guess I hav to be considered an up camper but I dun believe i suppport corruption. I boycotted buying cars because of this. In fact I asked to boycot car purchase in Malaysia becuase the car industry in Malaysia is full of corruption and is bleeding the rakyat dry, did you do that? I don't think so.
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Rooney1985
post Jul 18 2013, 09:06 AM

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QUOTE(kochin @ Jul 18 2013, 09:03 AM)
who would be the CEO then? hmm.gif

anyway, heads up guys. we are moving into the 12th.

https://forum.lowyat.net/index.php?showtopic=2889415
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Yippieee... v12

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