High Cost Of Hospital Bills

“I have existing medical coverage from my employer. I do not need another plan on my own etc.”

Is the coverage provided by your employer sufficient to cover all your medical costs in event of an illness?

While many may say “Yes”, others who have experienced major surgery will tell you that the cover given by their employer may be insufficient. This is especially true since we are experiencing escalating medical costs. Many patients suffering from illnesses or in need of major surgeries find themselves financially strapped as the hospital bills are more than what they are able to claim from their employer and the bills are still coming.

Major Medi plan from HLA is designed to supplement your existing medical card especially to those who have low lifetime limit or annual limit and also best for those who have medical card plan from employer.

How much your medical card limit from employer? RM10k? RM20k? RM30k?

With as low as RM0.38cent per day (cheaper than Dunhill), this is the deductible card plan that you can afford.

Scenario 1:

Mr A had a medical card from company X with RM20,000.00 limit with no other medical card.

Something happen to MR A - sent to hospital - hospital cost for medical RM60,000.00

Company X medical card pay hospital bill RM20,000.00 only. Mr A need to pay balance of RM40,000.00 <---- pay from own pocket

Scenario 2:

Mr A had a medical card from company X with RM20,000.00 limit with no other medical card.

Mr A worried if something happen to him in future, hence MR A buy another medical card plan - Major Medi deductible plan

Something happen to MR A - sent to hospital - hospital cost for medical RM60,000.00

Company X medical card pay hospital bill RM20,000.00 only. With Major Medi, Hong Leong Assurance will pay the balance of RM40,000.00 <---- Pocket Saved !!

For further question and free quotation please PM/Email/Call/Whatsapp your details:

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Thank You.

When something like this happened only we think about MEDICAL CARD?

Date: 1 Jun 2013



Date: 31 May 2013