Hey ppl , what is are the chargers incurred if I sell of any funds?There is only information bout the sales charge , management fees and switching fees on the site

Hey guys ,Currently I have RM 7000 to invest in Fundsupermart and have decided to split RM 3000 for fixed income funds and RM 4000 for equity funds.For the fixed income funds, I have chosen AMDYNAMIC BOND, RHB BOND FUND , and HWANG SELECT INCOME FUND .I will decide on the equity funds later. Oh yeah that is the maximum amount that i can invest since I am only a student.

I aim to have annual returns of 6% , any comments on the funds that I have chosen?

Thanks man, didnt knew about that issue but according to the factsheet that sukuk is not in its top holdings anymore . Anyway I shall reconsider buying it and switch to another Am fund

Yup I have read that .I understand that there are risks involved and the returns are not consistent and there will always be bad years, the worst case scenario is that I will lose my capital .

This post has been edited by foxtrotalpha: Jul 24 2013, 12:22 AM

Yeah just realised that

Oh yeah just read it . I have around one month plus of holidays left .I initially thought of placing my money in Bursa but realized that there are still many fundamental and technical stuff that I am not sure of,also I will not have the time to monitor my holdings. My plan is to buy in fundsupermart now , rebalance it annually during holidays and just leave it till I graduate 4 years later so it will not affect my studies .

Nope, my allowance .I am not eligible for PTPTN yet.

Belum masuk lagi .

Yup soon. Not aggressive, more towards balance /conservative type, counted as a risk taker?

More towards balance type I guess, don't like things to be too risky . Min initial investment for most funds also need 1k ,if I buy 5-6 funds , hard to do DCA as I dont have any income at all.