U have to do it yourself.

1. Look at your funds' latest monthly fact sheet, here u can see the geographic allocation for each fund
2. Do your own chart

E.g.
Your portfolio size: RM10,000
Fund A: 70% Malaysia + 15% HK + 15% SG, and u hold RM8,000 in Fund A
Fund B: 80% USA + 15% Europe + 5% HK, and u hold RM2,000 in Fund B

HK exposure in your portfolio: (RM8,000 x 15% + RM2,000 x 5%)/RM10,000 = 13%

GEM underperformed lately, and if you look at the charts for Russian and Brazilian equities, it should have bottomed.

Don't go too heavy on GEM unless u are ready for wild fluctuation

This post has been edited by Pink Spider: Jun 9 2013, 02:16 PM

Opps.. Cant remember as not using computer now. Will check when I am on my PC, if i forget please remind me to check.

okie.. cause i rmbr somehow fsm got like a chart to show the region one.. cause last time i rmbr seeing it..

it was some java app that created it..

nah won't be too heavy la.. dont know in depth of EM markets put some seeds there hopefully along the line will turn to a fruit bearing tree rather than just a tree, mostly focus on funds in regions which im familiar with...

That chart only shows % by fund and % by asset class (equity, bond, cash), no % by region.

ok, just post that same question with the % of allocation per yr portfolio and your risk level...then i think "pink" can answer in detail...he is good.

ooi Unker Looi, don't always put me on the table lar

I have low risk tolerance, so i have high percentage in fixed income...

that would be "hakuna matata"
from simba the lion king movie.

haha... i hope so la

but always wanted to grow my asset faster, just dont dare to put all into equities.. I wish to retire early

Me too, facing the dilemma

Conservative me says need to keep 12 months expenses in cash and FD, cos I'm supporting my dad
Investor me says, "what are the chances of me being jobless for 12 months?"

cannot have both....."wanted to grow my asset faster" and "i have high percentage in fixed income"

haha.. that is why la

He needs portfolio rebalancing ... like do tyre balancing.

Not just the time to take to look for job...maybe to compensate for a lower paying job. It will allow you to weather any unexpected storms including home repairs, unemployment, and medical bills. At the very least, the emergency cash reserve should be sufficient to cover up to six months (min) of the following:
Mortgage payment
Insurance costs
Utility bills
Groceries
Fixed payments (car payments, student loan payments, etc.)
Minimum payment on credit cards,.etc

My 12 months already covered all that. I'm an akauntan buruk, remember? I do accruals accounting (i.e. insurance payment is made once a year, but I set aside the money on a monthly basis).

I still reluctant to touch my FDs lar, maybe take out a bit more from bond fund to buy more equities. Most decent local stocks now yielding 4%+ at best.

12 months of is quite alot right ? since we are like no where near recession or economic collapse ?

think some of those should be shifted into bonds/fix income ? maybe half of the half can put into equity ?

FYI, 1 hospital bill can easily wipe out 1/4 or even more of that

wow,..that is "Emergency fund" you are talking about. do reconsider it.
when near recession...yr investment using the emergency fund may already in "RED"

shouldn't that be covered via insurance/medical card and not ?

yeah when i read back.. if recession/economic collapse.. u think u will have more worries than a 12 month emergency funds

if fd in bank and bank chaplap or BNM ask u fly kite/pidm then still hailat lo.. the 12 month fd lol

This post has been edited by JinXXX: Jun 9 2013, 03:25 PM

^
Listen to unker

When recession, u lose your job, u need cash, your stocks lowly valued, a bad time to liquidate them

Hence it's a better idea to keep emergency funds in FD and cash, NEVER equities or even bonds

dad ain't insured

This post has been edited by Pink Spider: Jun 9 2013, 03:25 PM